2894 Waterloo Dr, Troy, MI 48084 Property Records

Oakland County property record for 2894 Waterloo Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,362 sqft · built 1978
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$432,000 (Dec 2021)
Tax Bill$7,669 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-30-203-002

Property Details

APN / Parcel Number

Primary APN88-20-30-203-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,362 sqft Living Area
1st Floor Area1,413 sqft
Basement Area1,413 sqft
Finished Basement1,413 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions120 ft deep x 91 ft wide
Garage Area453 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area81 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2894 WATERLOO DR
CityTROY
StateMI
Zip48084-2680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 30 BUCKINGHAM WOODS SUB NO 2 LOT 168
Legal Range11E
Legal Township2N
Legal Section30
Legal SubdivisionBUCKINGHAM WOODS SUB #2
Legal Lot Number168
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1009
Census Tract197701

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2894 WATERLOO DR, TROY, MI 48084-2680
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 30, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2021 · Amount on Record
Deed SaleDec 30, 2021 · Amount on Record
Deed Document Number2021284106
Deed Book / Page57236 / 877
Prior Transfer DateJan 5, 2009
Prior Transfer Doc0000209436
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 30, 2021
Property Address2894 WATERLOO DR, TROY, MI 48084-2680
Document Number0000284106
Book / Page57236 / 877
Map ReferenceLB 140 PG 39
Instrument DateNov 24, 2021
Instrument284106
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2391 RED MAPLE DR, TROY, MI 48098-2247

Transferred To (Grantee/Buyer)

NameVerified Name
Address2894 WATERLOO DR, TROY, MI 48084-2680

Mortgage

Document Number0057236882
DateDec 30, 2021
Instrument57236/882
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateAug 30, 2021
Property Address2894 WATERLOO DR, TROY, MI 48084-2680
Document Number0000209436
Book / Page56767 / 629
Map ReferenceLB 140 PG 39-41
Instrument DateJan 5, 2009
Instrument209436
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2894 WATERLOO DR, TROY, MI 48084-2680

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,669.00 (-8.28%)
2023$482,080
2022$8,361.00$241,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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