Oakland County property record for 2847 Waterloo Dr, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,244 sqft · built 1974 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (May 2018) |
| Tax Bill | $6,640 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-30-201-021 |
| Primary APN | 88-20-30-201-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,244 sqft Living Area |
| 1st Floor Area | 1,356 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 1,356 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 160 ft deep x 83 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 328 sqft |
| Patio Area | 328 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2847 WATERLOO DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-2682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 30 CEDAR RIDGE PART OF LOTS 30, 31 & 32 BEG AT NE COR OF LOT 30,TH S 00-26-06 W 31.08 FT, TH N 89-33-54 W 40 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 30 |
| Legal Subdivision | BUCKINGHAM WOODS SUB #2 |
| Legal Lot Number | 30 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 197701 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2847 WATERLOO DR, TROY, MI 48084-2682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ST JAMES MORTGAGE CORP |
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| May 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage CREDIT UNION ONE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on Record |
| Deed Sale | May 29, 2018 · Amount on Record |
| Deed Document Number | 201888047 |
| Deed Book / Page | 51850 / 162 |
| Prior Transfer Date | Apr 14, 2004 |
| Prior Transfer Doc | 0330760488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2847 WATERLOO DR, TROY, MI 48084-2682 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2847 WATERLOO DR, TROY, MI 48084-2682 |
| Document Number | 0000176075 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 54755/278 |
| Instrument | 176075 |
| Name | ST JAMES MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD HILLS, MI 48304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2847 WATERLOO DR, TROY, MI 48084-2682 |
| Document Number | 0000043534 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2847 WATERLOO DR TROY MI 480842682, TROY, MI 48084-2682 |
| Document Number | 0000043534 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 053903/000254 |
| Instrument | 43534 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 29, 2018 |
| Property Address | 2847 WATERLOO DR, TROY, MI 48084-2682 |
| Document Number | 0000088047 |
| Book / Page | 051850 / 000162 |
| Instrument Date | May 23, 2018 |
| Instrument | 88047 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Title Company | DEVON TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,311.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5939 VILLA FRANCE AVE ANN ARBOR MI 481038815, ANN ARBOR, MI 48103-8815 |
| Document Number | 87993 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 051849/000862 |
| Instrument | 87993 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220-1774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2048 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,640.00 (+2.41%) | ||
| 2024 | $6,484.00 (-6.11%) | ||
| 2023 | $427,700 | ||
| 2022 | $6,906.00 | $213,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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