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2894 Scenic Dr, Chipley, FL 32428 Property Records

Washington County property record for 2894 Scenic Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,411 sqft · built 1997
Lot Size4.82 acres (209,959 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Oct 2023)
Tax Bill$2,352 (2025)
Deeds & MortgagesAug 2024 Line of Credit
Sep 2025 Transfer
+ 1 more
Flood ZoneZone A (high risk)
APN000031100214

Property Details

APN / Parcel Number

Primary APN000031100214
Alternative APNs
  • 00000000-00-3110-0214
  • 31100214

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,411 sqft Living Area
Gross Area2,100 sqft
1st Floor Area1,411 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area209,959 sqft (4.82 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area289 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2894 SCENIC DR
CityCHIPLEY
StateFL
Zip32428-3475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description19 1 14 4.82 ORB 1347 P 126, PARCEL 14 UNREC PLAT AS DESC IN ORB 1347 P 126.
Legal Range14W
Legal Township01S
Legal Section19
Legal SubdivisionSPRING LAKES
Legal Block14
Legal Lot Number14
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

2894 Scenic Dr is owned and occupied by an individual who acquired it in May 2024.

Source: Washington County records, as of December 3, 2025

Owner of RecordIndividual Name on File
Mailing Address2894 SCENIC DR, CHIPLEY, FL 32428-3475
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2024Deed of Trust, Mortgage · Line of Credit
PEOPLESSOUTH BANK
Sep 8, 2025Quit Claim Deed, Transfer
Quitclaim
Oct 5, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2023 · Amount on File
Deed SaleOct 5, 2023 · Amount on File
Deed Document Number20237000
Deed Book / Page1284 / 678
Last Transfer DateMay 9, 2024
Transfer Doc0000003474
Record UpdatedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address2894 SCENIC DR, CHIPLEY, FL 32428-3475
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2894 SCENIC DR, CHIPLEY, FL 32428-3475

Mortgage

Document Number0067005975
DateAug 12, 2024
Book Page1312/663
Instrument202467005975
Lender
NamePEOPLESSOUTH BANK
TypeBank
Address1615 MAIN ST, CHIPLEY, FL 32428
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueAug 9, 2039
Interest
Change FrequencyMonthly

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON FL
Recording DateSep 8, 2025
Property Address2894 SCENIC DR, CHIPLEY, FL 32428-3475
Document Number0067006331
Book / Page1347 / 126
Instrument DateSep 1, 2025
Instrument202567006331
Transaction TypeTransfer
Record UpdatedOct 29, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4084 HIGHWAY 77, GRACEVILLE, FL 32440-4756

Transferred To (Grantee/Buyer)

NameVerified Name
Address2894 SCENIC DR, CHIPLEY, FL 32428-3475

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateOct 5, 2023
Property Address2894 SCENIC DR, CHIPLEY, FL 32428-3475
Document Number0067007000
Book / Page1284 / 678
Instrument DateOct 5, 2023
Instrument202367007000
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$1,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1835 W 29TH ST, PANAMA CITY, FL 32405-2841

Tax Assessment & Valuation

The 2025 property tax bill for 2894 Scenic Dr was $2,352, up 60.9% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,352.00 (+60.88%)$169,821 (+13.67%) Land $25,000 Building $144,821$169,821 (+13.67%) Land $25,000 Building $144,821
2024$1,462.00 (-16.79%) Homeowner's exemption$149,398 (+7.74%) Land $25,000 Building $124,398$149,398 (+7.74%) Land $25,000 Building $124,398
2023$1,757.00 (+8.52%)$138,660 (+8.59%) Land $25,000 Building $113,660$138,660 (+8.59%) Land $25,000 Building $113,660
2022$1,619.00$127,694 Land $24,000 Building $103,694$127,694 Land $24,000 Building $103,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2894 Scenic Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2894 Scenic Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST FLORIDA RECEPTION CENTER
state or territorial government · serves 2,500 people · EPA ID FL1670733
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Jul 2024
Total trihalomethanes
not recorded as resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50

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