Washington County property record for 2855 Scenic Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,220 sqft · built 2005 |
| Lot Size | 3.65 acres (158,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jul 2022) |
| Tax Bill | $4,299 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000031100009 |
| Primary APN | 000031100009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,220 sqft Heated Area |
| Gross Area | 2,788 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 158,994 sqft (3.65 acres) |
| Porch | Open Porch |
| Porch Area | 568 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000031100009 |
|---|---|
| Street Address | 2855 SCENIC DR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-3485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19 1 14 3.65 ORB 1248 P 163 BEG 869.41' E OF SWC OF SE4, E 387.15FT, N 600.4FT, SW 686.98FT TO POB AS DESC IN ORB 1248 P 163. |
| Legal Range | 14W |
| Legal Township | 01N |
| Legal Section | 19 |
| Legal Block | 3110 |
| Legal Lot Number | 0009 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970302 |
2855 Scenic Dr is owned and occupied by an individual who bought it in July 2022.
Source: Washington County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2855 SCENIC DR, CHIPLEY, FL 32428-3485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2022 | Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK |
| Jan 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on File |
| Deed Sale | Jul 15, 2022 · Amount on File |
| Prior Sale | Mar 5, 2015 · Amount on File |
| Deed Document Number | 202267006141 |
| Deed Book / Page | 1248 / 163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jul 15, 2022 |
| Property Address | 2855 SCENIC DR, CHIPLEY, FL 32428-3485 |
| Document Number | 0067006141 |
| Book / Page | 1248 / 163 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 202267006141 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1025 WILLOW BRANCH TRL, 1025, CHELSEA, AL 35043-5467 |
| Name | Verified Name |
|---|---|
| Address | 2855 SCENIC DR, CHIPLEY, FL 32428-3485 |
| Document Number | 0067006142 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 1248/165 |
| Instrument | 202267006142 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 2855 SCENIC DR, CHIPLEY, FL 32428-3485 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067000640 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 1109/517 |
| Instrument | 201867000640 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2033 |
The 2025 property tax bill for 2855 Scenic Dr was $4,299, up 1% from the year before.
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,299.00 (+1.01%) | $310,416 (-1.78%) Land $23,725 Building $286,691 | $310,416 (-1.78%) Land $23,725 Building $286,691 |
| 2024 | $4,256.00 (+6.99%) | $316,048 (+8.43%) Land $23,725 Building $292,323 | $316,048 (+8.43%) Land $23,725 Building $292,323 |
| 2023 | $3,978.00 (+112.73%) | $291,464 (+65.17%) Land $23,725 Building $267,739 | $291,464 (+19.07%) Land $23,725 Building $267,739 |
| 2022 | $1,870.00 Homeowner's exemption | $176,465 | $244,778 Land $16,790 Building $227,988 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2855 Scenic Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1994–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2855 Scenic Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.9 mg/L (2018) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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