San Diego County property record for 28935 Elm Rd, Pine Valley, CA 91962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,392 sqft · built 1982 |
| Lot Size | 0.486 acres (21,176 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (May 2019) |
| Tax Bill | $5,077 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 410-133-32-00 |
| Primary APN | 410-133-32-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 4,392 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 21,176 sqft (0.486 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 28935 ELM RD |
|---|---|
| City | PINE VALLEY |
| State | CA |
| Zip | 91962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 211 DOC78-247789 IN TR 001796 |
| Legal Subdivision | PINE VALLEY ESTATES |
| Legal Tract | 001796 |
| Legal Block | 2 |
| Legal Lot Number | 211 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20902 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28935 ELM RD, PINE VALLEY, CA 91962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 28, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| May 24, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on Record |
| Deed Sale | May 24, 2019 · Amount on Record |
| Prior Sale | Sep 15, 2008 · Amount on Record |
| Deed Document Number | 2019198988 |
| Prior Transfer Date | Dec 22, 2008 |
| Prior Transfer Doc | 0000656579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 28935 ELM RD, PINE VALLEY, CA 91962 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 28935 ELM RD, PINE VALLEY, CA 91962 |
| Document Number | 0000139461 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022-0139461 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 28935 ELM RD, PINE VALLEY, CA 91962 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1094, PINE VALLEY, CA 91962-1094 |
| Document Number | 0000066110 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2021-0066110 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 24, 2019 |
| Property Address | 28935 ELM RD, PINE VALLEY, CA 91962 |
| Document Number | 0000198988 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 198988 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $632.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 28935 ELM RD PINE VALLEY CA 91962, PINE VALLEY, CA 91962 |
| Document Number | 198989 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 198989 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $654,246 (+2%) Land $523,410 Building $130,836 | |
| 2025 | $5,077.00 (+2.4%) | $641,419 (+4.04%) Land $513,148 Building $128,271 |
| 2023 | $4,958.00 (-3.2%) | $616,514 Land $493,223 Building $123,291 |
| 2022 | $5,122.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE VALLEY MUTUAL WC private · serves 2,574 people · EPA ID CA3710039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Uranium not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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