28933 Elm Rd, Pine Valley, CA 91962 Property Records

San Diego County property record for 28933 Elm Rd, Pine Valley, CA 91962

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,454 sqft · built 1969
Lot Size0.462 acres (20,121 sqft)
Owner2 Individual Names on Record
Last Sale$94,000 (Jun 1986)
Tax Bill$2,796 (2025)
Deeds & MortgagesDec 2025 Mortgage
Apr 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN410-133-33-00

Property Details

APN / Parcel Number

Primary APN410-133-33-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,454 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area20,121 sqft (0.462 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address28933 ELM RD
CityPINE VALLEY
StateCA
Zip91962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 211 DOC78-115954 IN TR 001796
Legal SubdivisionPINE VALLEY ESTATES
Legal Tract001796
Legal Block2
Legal Lot Number211
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group2
Census Block2000
Census Tract20902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 718, PINE VALLEY, CA 91962-0718
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 3, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 1986 · Amount on Record
Deed SaleJun 6, 1986 · Amount on Record
Deed Document Number1986226327
Last Transfer DateMar 14, 2006
Transfer Doc0000202675
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address28933 ELM RD, PINE VALLEY, CA 91962
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address28933 ELM RD, PINE VALLEY, CA 91962

Mortgage

Document Number0000342375
DateDec 4, 2025
Instrument2025-0342375
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address28933 ELM RD, PINE VALLEY, CA 91962
Transaction TypeMortgage
Record UpdatedApr 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address28933 ELM RD, PINE VALLEY, CA 91962

Mortgage

Document Number0000084592
DateApr 3, 2023
Instrument2023-0084592
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2038

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address28933 ELM RD, PINE VALLEY, CA 91962
Document Number0000393359
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28933 ELM RD PINE VALLEY CA 91962, PINE VALLEY, CA 91962

Mortgage

Document Number0000393359
DateJul 22, 2020
Instrument393359
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 21, 2030

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$268,395 (+2%) Land $91,629 Building $176,766
2025$2,796.00 (+4.25%) Homeowner's exemption$263,133 (+4.04%) Land $89,833 Building $173,300
2023$2,682.00 (-1.4%) Homeowner's exemption$252,917 Land $86,346 Building $166,571
2022$2,720.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 79% of California
Wildfire Likelihood2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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