2893 Cathy Ln, Clearwater, FL 33760 Property Records

Pinellas County property record for 2893 Cathy Ln, Clearwater, FL 33760

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,827 sqft · built 2007
Lot Size0.154 acres (6,717 sqft)
OwnerCompany Name on Record
Last Sale$478,500 (Nov 2022)
Tax Bill$7,590 (2025)
Deeds & MortgagesNov 2022 Sale
May 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-763-9892-4

Property Details

APN / Parcel Number

Primary APNC62-000-763-9892-4
Alternative APNs
  • 29-29-16-38601-000-0180
  • 291629386010000180
  • 162929386010000180
  • R314785

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,827 sqft Living Area
Gross Area2,537 sqft
1st Floor Area1,827 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2009
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,717 sqft (0.154 acres)
Lot Dimensions105 ft deep x 63 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area248 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR314785
Street Address2893 CATHY LN
CityCLEARWATER
StateFL
Zip33760-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHIDDEN COVE LOT 18
Legal Range16E
Legal Township29S
Legal Section29
Legal SubdivisionHIDDEN COVE
Legal Tract38601
Legal Lot Number18
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1014
Census Tract24507

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Warranty Deed, Transfer
OS NATIONAL LLC
May 20, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Dec 3, 2018Warranty Deed, Transfer · VA Mortgage
FIRST HOME BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2022 · Amount on Record
Deed SaleNov 23, 2022 · Amount on Record
Prior SaleMay 20, 2022 · Amount on Record
Deed Document Number2022339912
Deed Book / Page22272 / 1989
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateNov 23, 2022
Property Address2893 CATHY LN, CLEARWATER, FL 33760-1402
Document Number0222721989
Book / Page22272 / 1989
Map ReferenceMB 65 PG 81
Instrument DateNov 17, 2022
Instrument2022339912
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$3,349.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 20, 2022
Property Address2893 CATHY LN, CLEARWATER, FL 33760-1402
Document Number0220690989
Book / Page22069 / 989
Map ReferenceMB 65 PG 81
Instrument DateApr 19, 2022
Instrument2022160610
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$3,638.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5328 76TH ST N, SAINT PETERSBURG, FL 33709-2415

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 3, 2018
Property Address2893 CATHY LN, CLEARWATER, FL 33760-1402
Document Number0203531758
Book / Page20353 / 1758
Map ReferenceMB 65 PG 81
Instrument DateNov 30, 2018
Instrument2018384321
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyPALMA TITLE & REAL ESTATE CL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,219.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3017 NORTHFIELD DR, 3017, TARPON SPRINGS, FL 34688-9124

Transferred To (Grantee/Buyer)

NameVerified Name
Address2893 CATHY LN, CLEARWATER, FL 33760-1402

Mortgage

Document Number2018384322
DateDec 3, 2018
Instrument2018384322
Lender
NameFIRST HOME BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,590.00 (-7.53%)$404,080 (-4.73%) Land $58,793 Building $345,287$404,080 (-4.73%) Land $58,793 Building $345,287
2024$8,208.00 (+3.77%)
2023$7,910.00 (+104.71%)$424,155 (+74.78%)$424,155 (+9.62%) Land $136,783 Building $287,372
2022$3,864.00 Homeowner's exemption$242,675$386,945 Land $167,917 Building $219,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 159 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies427 units insured
incl. 268 condo units
Nearby Flood Claims33 (1979–2024)
Claims Outside the SFHA11 of 33
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Helene, Sep 2024 · 8 claims
  • Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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