Pinellas County property record for 2870 Cathy Ln, Clearwater, FL 33760 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,117 sqft · built 1980 |
| Lot Size | 0.144 acres (6,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $211,000 (Jul 2018) |
| Tax Bill | $3,004 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-763-9887-4 |
| Primary APN | C62-000-763-9887-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,117 sqft Heated Area |
| 1st Floor Area | 1,117 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,299 sqft (0.144 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R314780 |
|---|---|
| Old Parcel Number | 162929386010000140 |
| Street Address | 2870 CATHY LN |
| City | CLEARWATER |
| State | FL |
| Zip | 33760-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN COVE LOT 14 |
| Legal Range | 16 |
| Legal Township | 29 |
| Legal Section | 29 |
| Legal Subdivision | HIDDEN COVE |
| Legal Lot Number | 14 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 24507 |
Source: Pinellas County records · APN C62-000-763-9887-4
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2870 CATHY LN, CLEARWATER, FL 33760-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Aug 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 23, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on Record |
| Deed Sale | Jul 23, 2018 · Amount on Record |
| Prior Sale | Aug 30, 2004 · Amount on Record |
| Deed Document Number | 2018231909 |
| Deed Book / Page | 20136 / 1288 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2870 CATHY LN, CLEARWATER, FL 33760-1401 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2870 CATHY LN, CLEARWATER, FL 33760-1401 |
| Document Number | 0224961174 |
|---|---|
| Date | Jul 07, 2023 |
| Book Page | 22496/1174 |
| Instrument | 2023175703 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Jul 06, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2870 CATHY LN, CLEARWATER, FL 33760-1401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 2870 CATHY LN, CLEARWATER, FL 33760-1401 |
| Document Number | 0216591817 |
|---|---|
| Date | Aug 05, 2021 |
| Book Page | 21659/1817 |
| Instrument | 2021257359 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 23, 2018 |
| Property Address | 2870 CATHY LN, CLEARWATER, FL 33760-1401 |
| Document Number | 0201361288 |
| Book / Page | 020136 / 001288 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 231909 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2018 |
| Title Company | COAST TO COAST TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,477.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2870 CATHY LN CLEARWATER FL 337601401, CLEARWATER, FL 33760-1401 |
| Document Number | 201361290 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 020136/001290 |
| Instrument | 231910 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2048 |
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,004.00 (+8.29%) Homeowner's exemption | $196,120 (+5.99%) | $216,465 (-14.47%) Land $54,738 Building $161,727 |
| 2023 | $2,774.00 (+2.82%) Homeowner's exemption | $185,042 (+3%) | $253,084 (+0.35%) Land $121,794 Building $131,290 |
| 2022 | $2,698.00 Homeowner's exemption | $179,652 | $252,210 Land $150,669 Building $101,541 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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