28912 Hill Top Dr, Silverado, CA 92676 Property Records

Orange County property record for 28912 Hill Top Dr, Silverado, CA 92676

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 860 sqft · built 1930
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on Record
Last Sale$689,000 (Apr 2022)
Tax Bill$7,820 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN105-253-12

Property Details

APN / Parcel Number

Primary APN105-253-12

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area860 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area9,000 sqft (0.207 acres)

Location & Zoning

Street Address28912 HILL TOP DR
CitySILVERADO
StateCA
Zip92676-9728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA TR MODJESKA HOME SHEET H BLK LOT 506 MODJESKA HOME SHEET H LOT 506 AND 507 & 508
Legal SubdivisionMODJESKA HOME SHEET H
Legal Tract496
Legal Lot Number506
JurisdictionORANGE CA
Township / Civil DivisionSILVERADO
Census Block Group2
Census Block2016
Census Tract32011

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address28912 HILL TOP DR, SILVERADO, CA 92676-9728
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
Apr 22, 2022Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 1, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2022 · Amount on Record
Deed SaleApr 22, 2022 · Amount on Record
Deed Document Number2022154536
Prior Transfer DateMar 27, 2017
Prior Transfer Doc0000224505
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address28912 HILL TOP DR, SILVERADO, CA 92676-9728
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address28912 HILL TOP DR, SILVERADO, CA 92676-9728

Mortgage

Document Number0000338152
DateDec 5, 2025
Instrument2025000338152
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 4, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateApr 22, 2022
Property Address28912 HILL TOP DR, SILVERADO, CA 92676-9728
Document Number0000154536
Map ReferenceMB 16 PG 19
Instrument DateApr 12, 2022
Instrument2022000154536
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address25 PACIFICA APT 6337, 6337, IRVINE, CA 92618-3365

Mortgage

Document Number0000154537
DateApr 22, 2022
Instrument2022000154537
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateJun 1, 2017
Property Address28912 HILL TOP DR, SILVERADO, CA 92676-9728
Document Number0000224505
Instrument DateMar 27, 2017
Instrument224505
Transaction TypeTransfer
Record UpdatedJun 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address28912 HILL TOP DR SILVERADO CA 926769728, SILVERADO, CA 92676-9728

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictOrange Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$745,794 (+2%) Land $721,573 Building $24,221
2025$7,820.00 (+2.3%)$731,171 (+4.04%) Land $707,424 Building $23,747
2024$7,644.00 (+2.33%)
2023$7,470.00 (+3,295.45%)$702,780 Land $679,954 Building $22,826
2022$220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims24 (1980–2021)
Claims Outside the SFHA13 of 24
Most Recent ClaimMay 2021
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 10 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99% of the US · above 93% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
Fixed Wireless
100 / 20

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