28971 Hill Top Dr, Silverado, CA 92676 Property Records

Orange County property record for 28971 Hill Top Dr, Silverado, CA 92676

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,530 sqft · built 1927
Lot Size0.171 acres (7,460 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (Jan 2019)
Tax Bill$3,237 (2025)
Deeds & MortgagesOct 2023 Mortgage
Feb 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN105-252-27

Property Details

APN / Parcel Number

Primary APN105-252-27

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,530 sqft Living Area

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1940
Lot Area7,460 sqft (0.171 acres)
Garage Area518 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address28971 HILL TOP DR
CitySILVERADO
StateCA
Zip92676-9727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA TR MODJESKA HOME SHEET H BLK LOT 468 MODJESKA HOME SHEET H LOT 468 AND 469 & 470
Legal SubdivisionMODJESKA HOME SHEET H
Legal Tract496
Legal Lot Number468
JurisdictionORANGE CA
Township / Civil DivisionSILVERADO
Census Block Group2
Census Block2018
Census Tract32011

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1043, TRABUCO CANYON, CA 92678-1043
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2023Deed of Trust, Mortgage · Commercial Mortgage
AC CAIRN LLC
Feb 21, 2020Grant Deed, Transfer
FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD
Jan 8, 2019Grant Deed, Transfer · Construction Mortgage
AC CLARK LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2019 · Amount on Record
Deed SaleJan 8, 2019 · Amount on Record
Prior SaleMar 26, 2015 · Amount on Record
Deed Document Number20195583
Prior Transfer DateFeb 12, 1991
Prior Transfer Doc0000677301
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address28971 HILL TOP DR, SILVERADO, CA 92676-9727
Transaction TypeMortgage
Record UpdatedOct 12, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20731 TRABUCO OAKS DR, TRABUCO CANYON, CA 92679

Mortgage

Document Number0000241216
DateOct 3, 2023
Instrument2023000241216
Lender
NameAC CAIRN LLC
TypeNon-Lending Institution
AddressVANCOUVER, WA 98660
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateFeb 21, 2020
Property Address28971 HILL TOP DR, SILVERADO, CA 92676-9727
Document Number0000075091
Instrument DateFeb 19, 2020
Instrument75091
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyFIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address30211 AVENIDA DE LAS BANDERA RANCHO SANTA MARGARITA CA 926882147, RANCHO SANTA MARGARITA, CA 92688-2147

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJan 8, 2019
Property Address28971 HILL TOP DR, SILVERADO, CA 92676-9727
Document Number0000005583
Instrument DateSep 13, 2018
Instrument5583
Transaction TypeTransfer
Record UpdatedJan 17, 2019
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

AmountAmount Recorded
Tax$275.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29199 RANCHO VIEJO ROAD 216 SAN JUAN CAPISTRANO CA 92675, SAN JUAN CAPISTRANO, CA 92675

Mortgage

Document Number5584
DateJan 8, 2019
Instrument5584
Lender
NameAC CLARK LLC
Address9400 SW BEAVERTON HILLSDALE HWY, BEAVERTON, OR 97005-3315
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 7, 2020

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictOrange Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$304,093 (+1.87%) Land $206,566 Building $97,527
2025$3,237.00 (+2.34%)$298,516 (+3.76%) Land $202,516 Building $96,000
2024$3,163.00 (+2.4%)
2023$3,089.00 (+9.62%)$287,688 Land $194,652 Building $93,036
2022$2,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims24 (1980–2021)
Claims Outside the SFHA13 of 24
Most Recent ClaimMay 2021
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 10 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97% of the US · above 86% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
Fixed Wireless
100 / 20

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