Seminole County property record for 2891 Nesmeth Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,851 sqft · built 1992 |
| Lot Size | 0.336 acres (14,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Aug 2020) |
| Tax Bill | $2,931 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage May 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-21-31-5KR-0000-0440 |
| Primary APN | 26-21-31-5KR-0000-0440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,851 sqft Living Area |
| Gross Area | 2,335 sqft |
| 1st Floor Area | 1,851 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,632 sqft (0.336 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 46 sqft |
| Patio Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Street Address | 2891 NESMETH CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | LOT 44 STILLWATER PH 3 PB 40 PGS 92 TO 96 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 26 |
| Legal Subdivision | STILLWATER PH 3 |
| Legal Tract | 5KR |
| Legal Lot Number | 44 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 21320 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2891 NESMETH CT, OVIEDO, FL 32765-8415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| May 7, 2019 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on Record |
| Deed Sale | Aug 19, 2020 · Amount on Record |
| Prior Sale | Apr 1, 2004 |
| Deed Document Number | 202091360 |
| Deed Book / Page | 9683 / 102 |
| Prior Transfer Date | Oct 24, 2013 |
| Prior Transfer Doc | 0081531977 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 19, 2020 |
| Property Address | 2891 NESMETH CT, OVIEDO, FL 32765-8415 |
| Document Number | 0096830102 |
| Book / Page | 9683 / 102 |
| Map Reference | MB 40 PG 92-96 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 2020091360 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | MELLEX TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6869 FINAMORE CIR, 6869, LAKE WORTH, FL 33467-8729 |
| Name | Verified Name |
|---|---|
| Address | 2891 NESMETH CT, OVIEDO, FL 32765-8415 |
| Document Number | 0009683104 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 9683/104 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2891 NESMETH CT, OVIEDO, FL 32765-8415 |
| Document Number | 0093560323 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 2891 NESMETH CT OVIEDO FL 327658415, OVIEDO, FL 32765-8415 |
| Document Number | 0093560323 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 009356/000323 |
| Instrument | 52261 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,931.00 (+10.19%) Homeowner's exemption | $225,930 (+5.99%) | $408,655 (+6.33%) Land $115,000 Building $293,655 |
| 2023 | $2,660.00 (+2.66%) Homeowner's exemption | $213,168 (+3%) | $384,345 (+8.07%) Land $110,000 Building $274,345 |
| 2022 | $2,591.00 Homeowner's exemption | $206,959 | $355,647 Land $100,000 Building $255,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures