Seminole County property record for 2867 Nesmeth Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,796 sqft · built 1994 |
| Lot Size | 0.472 acres (20,574 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,000 (Jul 2023) |
| Tax Bill | $3,315 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-21-31-5KR-0000-0460 |
| Primary APN | 26-21-31-5KR-0000-0460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 2,243 sqft |
| 1st Floor Area | 1,796 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,574 sqft (0.472 acres) |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 63 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2867 NESMETH CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | LOT 46 STILLWATER PH 3 PB 40 PGS 92 TO 96 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 26 |
| Legal Subdivision | STILLWATER PH 3 |
| Legal Tract | 5KR |
| Legal Lot Number | 46 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 21320 |
2867 Nesmeth Ct is owned and occupied by two individuals who acquired it in July 2023.
Source: Seminole County records, as of March 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 3, 2023 | Intrafamily Transfer, Transfer · Line of Credit LENDAGE LLC |
| Jul 5, 2023 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 9, 2017 | Affidavit of Death, Transfer EQUITABLE TITLE/SEMINOLE COUNTY, EQUITABLE TITLE/SEMINOLE CNTY |
| Oct 9, 2017 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2023 · Amount on File |
| Deed Sale | Jul 5, 2023 · Amount on File |
| Prior Sale | Oct 9, 2017 · Amount on File |
| Deed Document Number | 202361276 |
| Deed Book / Page | 10467 / 1636 |
| Last Transfer Date | Jul 28, 2023 |
| Transfer Doc | 0104841647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Document Number | 0109991655 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 10999/1655 |
| Instrument | 2026025502 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 3, 2023 |
| Property Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Document Number | 0104841647 |
| Book / Page | 10484 / 1647 |
| Map Reference | MB 40 PG 92-96 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023071540 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Document Number | 0104841649 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 10484/1649 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 5, 2023 |
| Property Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Document Number | 0104671636 |
| Book / Page | 10467 / 1636 |
| Map Reference | MB 40 PG 92-96 |
| Instrument Date | Jul 3, 2023 |
| Instrument | 2023061276 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $994.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0100570611 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 10057/611 |
| Instrument | 2021129225 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Document Number | 0097040001 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 9704/1 |
| Instrument | 2020102031 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 9, 2017 |
| Property Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Document Number | 0090020227 |
| Book / Page | 009002 / 000227 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 100845 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | EQUITABLE TITLE/SEMINOLE COUNTY, EQUITABLE TITLE/SEMINOLE CNTY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2867 NESMETH CT OVIEDO FL 327658415, OVIEDO, FL 32765-8415 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 9, 2017 |
| Property Address | 2867 NESMETH CT, OVIEDO, FL 32765-8415 |
| Document Number | 0090020230 |
| Book / Page | 009002 / 000230 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 100848 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | EQUITABLE TITLE/SEMINOLE COUNTY, EQUITABLE TITLE/SEMINOLE CNTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2867 NESMETH CT OVIEDO FL 327658415, OVIEDO, FL 32765-8415 |
| Document Number | 90020232 |
|---|---|
| Date | Oct 9, 2017 |
| Book Page | 009002/000232 |
| Instrument | 100849 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2047 |
The 2025 property tax bill for 2867 Nesmeth Ct was $3,315.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,315.00 | $254,859 | $382,841 Land $115,000 Building $267,841 |
| 2023 | $3,012.00 (+2.66%) Homeowner's exemption | $240,462 (+3%) | $357,448 (+8.72%) Land $110,000 Building $247,448 |
| 2022 | $2,934.00 Homeowner's exemption | $233,458 | $328,768 Land $100,000 Building $228,768 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2867 Nesmeth Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2867 Nesmeth Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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