28901 Cactus Way, Silverado, CA 92676 Property Records

Orange County property record for 28901 Cactus Way, Silverado, CA 92676

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,981 sqft · built 1930
Lot Size0.286 acres (12,445 sqft)
OwnerIndividual Name on Record
Tax Bill$9,018 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2019 Transfer
Flood ZoneZone AE (high risk)
APN105-121-03

Property Details

APN / Parcel Number

Primary APN105-121-03

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,981 sqft Living Area
1st Floor Area1,981 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area12,445 sqft (0.286 acres)

Location & Zoning

Street Address28901 CACTUS WAY
CitySILVERADO
StateCA
Zip92676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS TWP 5 RGE 7 SEC 8 SEC 8 T 5 R 7 LOT IN S1/2 SE1/4
Legal Lot NumberIN
JurisdictionORANGE CA
Township / Civil DivisionSILVERADO
Census Block Group1
Census Block1022
Census Tract32011

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28901 CACTUS WAY, SILVERADO, CA 92676
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 24, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2015
Deed SaleSep 8, 2015
Prior SaleOct 17, 2013
Deed Document Number2015461018
Prior Transfer DateSep 15, 2004
Prior Transfer Doc0000851418
Record UpdatedOct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateDec 9, 2021
Property Address28901 CACTUS RD, SILVERADO, CA 92676
Document Number0000741856
Instrument DateOct 29, 2021
Instrument2021000741856
Transaction TypeTransfer
Record UpdatedSep 12, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address28901 CACTUS RD, SILVERADO, CA 92676

Mortgage

Document Number0000741857
DateDec 9, 2021
Instrument2021000741857
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateJun 24, 2019
Property Address28901 CACTUS RD, SILVERADO, CA 92676
Document Number0000222217
Instrument DateJun 24, 2019
Instrument222217
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address28901 CACTUS WAY SILVERADO CA 92676, SILVERADO, CA 92676

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictOrange Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$861,181 (+2%) Land $808,719 Building $52,462
2025$9,018.00 (+2.29%)$844,296 (+4.04%) Land $792,862 Building $51,434
2024$8,816.00 (+2.3%)
2023$8,618.00 (+2.02%)$811,512 Land $762,074 Building $49,438
2022$8,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims65 (1978–2024)
Claims Outside the SFHA22 of 65
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 15 claims
  • Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 3 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.8% of the US · above 88% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
Fixed Wireless
100 / 20

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