Orange County property record for 28861 Cactus Way, Silverado, CA 92676
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,552 sqft · built 1934 |
| Lot Size | 0.405 acres (17,625 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $387,000 (Nov 2011) |
| Tax Bill | $5,150 (2025) |
| Deeds & Mortgages | May 2020 Transfer Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-121-28 |
| Primary APN | 105-121-28 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,552 sqft Living Area |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Lot Area | 17,625 sqft (0.405 acres) |
| Street Address | 28861 CACTUS WAY |
|---|---|
| City | SILVERADO |
| State | CA |
| Zip | 92676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 997 BLK LOT 3 TR 997 LOT 3 POR OF LOT AND POR TRIANG LOT IN |
| Legal Subdivision | TRACT NO 997 |
| Legal Tract | 997 |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SILVERADO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 32011 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2809 PENASCO, SAN CLEMENTE, CA 92673-3557 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DIGNIFIED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2011 · Amount on Record |
| Deed Sale | Nov 29, 2011 · Amount on Record |
| Prior Sale | Jun 4, 1997 |
| Deed Document Number | 2011607273 |
| Last Transfer Date | Mar 18, 2020 |
| Transfer Doc | 0000236262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 26, 2020 |
| Property Address | 28861 CACTUS RD, SILVERADO, CA 92676 |
| Document Number | 0000236262 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 236262 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2809 PENASCO SAN CLEMENTE CA 926733557, SAN CLEMENTE, CA 92673-3557 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 28861 CACTUS RD, SILVERADO, CA 92676 |
| Document Number | 0000363972 |
| Instrument Date | Sep 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | TITLE CONNECT LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 416 SILVERADO CA 926760416, SILVERADO, CA 92676-0416 |
| Document Number | 0000363972 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 363972 |
| Name | DIGNIFIED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTLAKE VILLAGE, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Orange Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $495,810 (+2%) Land $458,923 Building $36,887 | |
| 2025 | $5,150.00 (+4.89%) Homeowner's exemption | $486,089 (+4.04%) Land $449,925 Building $36,164 |
| 2023 | $4,910.00 (+2.14%) Homeowner's exemption | $467,214 Land $432,454 Building $34,760 |
| 2022 | $4,807.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 65 (1978–2024) |
| Claims Outside the SFHA | 22 of 65 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.8% of the US · above 88% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures