2890 Cullens Ct, Ocoee, FL 34761 Property Records

Orange County property record for 2890 Cullens Ct, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,509 sqft · built 1998
Lot Size	0.187 acres (8,135 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Feb 2009)
Tax Bill	$3,352 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-9063-01-450`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-9063-01-450`
Alternative APNs	`282216906301450` `241193` `246032` `250604`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,509 sqft Living Area
Gross Area	3,367 sqft
1st Floor Area	1,208 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,135 sqft (0.187 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	145 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2890 CULLENS CT
City	OCOEE
State	FL
Zip	34761-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WATERSIDE 27/37 LOT 145
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	WATERSIDE
Legal Tract	9063
Legal Block	1
Legal Lot Number	145
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1012
Census Tract	15005

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2890 CULLENS CT, OCOEE, FL 34761-9111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 23, 2017	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2009 · Amount on Record
Deed Sale	Feb 19, 2009 · Amount on Record
Prior Sale	Oct 21, 2008
Deed Document Number	2009104320
Deed Book / Page	9831 / 9012
Record Updated	Sep 20, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	2890 CULLENS CT, OCOEE, FL 34761-9111
Document Number	0000038461
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2890 CULLENS CT OCOEE FL 347619111, OCOEE, FL 34761-9111

Mortgage

Document Number	0000038461
Date	Jan 21, 2020
Instrument	38461

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	OCOEE, FL 34761

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2890 CULLENS CT, OCOEE, FL 34761-9111
Document Number	0000636301
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2890 CULLENS CT OCOEE FL 347619111, OCOEE, FL 34761-9111

Mortgage

Document Number	0000636301
Date	Nov 21, 2017
Instrument	636301

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2890 CULLENS CT, OCOEE, FL 34761-9111
Document Number	0000220435
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2890 CULLENS CT OCOEE FL 347619111, OCOEE, FL 34761-9111

Mortgage

Document Number	0000220435
Date	Apr 21, 2017
Instrument	220435

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	2890 CULLENS CT, OCOEE, FL 34761-9111
Document Number	0000220434
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2890 CULLENS CT OCOEE FL 347619111, OCOEE, FL 34761-9111

Mortgage

Document Number	0000220434
Date	Apr 21, 2017
Instrument	220434

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,152 (+2.7%)	$443,190 (-1.3%) Land $105,000 Building $338,190
2025	$3,352.00 (+9.87%) Homeowner's exemption	$196,837 (+5.99%)	$449,030 (+1%) Land $105,000 Building $344,030
2024	$3,051.00 (+3.49%)
2023	$2,948.00 (+3.44%) Homeowner's exemption	$185,718 (+3%)	$408,204 (+32.83%) Land $105,000 Building $303,204
2022	$2,850.00 Homeowner's exemption	$180,309	$307,310 Land $75,000 Building $232,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon, Xfinity.

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