2887 Cullens Ct, Ocoee, FL 34761 Property Records

Orange County property record for 2887 Cullens Ct, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,895 sqft · built 1998
Lot Size	0.189 acres (8,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (May 2022)
Tax Bill	$6,593 (2025)
Deeds & Mortgages	May 2022 Sale Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-9063-00-540`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-9063-00-540`
Alternative APNs	`282216906300540` `241082` `245920` `250494`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,895 sqft Living Area
Gross Area	2,335 sqft
1st Floor Area	1,895 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,249 sqft (0.189 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2887 CULLENS CT
City	OCOEE
State	FL
Zip	34761-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WATERSIDE 27/37 LOT 54
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	WATERSIDE
Legal Tract	9063
Legal Lot Number	54
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1010
Census Tract	15005

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2887 CULLENS CT, OCOEE, FL 34761-9114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Mar 4, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jul 3, 2018	Deed of Trust, Mortgage · Line of Credit INSIGHT CU
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage INSIGHT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Mar 4, 2020 · Amount on Record
Deed Document Number	2022320269
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 20, 2022
Property Address	2887 CULLENS CT, OCOEE, FL 34761-9114
Document Number	0000320269
Map Reference	MB 27 PG 37-39
Instrument Date	May 13, 2022
Instrument	20220320269
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 LAURIE DR, 205, LOCKPORT, IL 60441-3208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2887 CULLENS CT, OCOEE, FL 34761-9114

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 4, 2020
Property Address	2887 CULLENS CT, OCOEE, FL 34761-9114
Document Number	0000139714
Instrument Date	Mar 2, 2020
Instrument	139714
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2887 CULLENS CT OCOEE FL 347619114, OCOEE, FL 34761-9114

Mortgage

Document Number	139715
Date	Mar 4, 2020
Instrument	139715

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2887 CULLENS CT, OCOEE, FL 34761-9114
Document Number	0000424510
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2887 CULLENS CT OCOEE FL 347619114, OCOEE, FL 34761-9114

Mortgage

Document Number	0000424510
Date	Jul 18, 2018
Instrument	424510

Lender

Name	INSIGHT CU
Address	206 HILLCREST ST, ORLANDO, FL 32801-1212

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 17, 2038

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2887 CULLENS CT, OCOEE, FL 34761-9114
Document Number	0000666571
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2887 CULLENS CT OCOEE FL 347619114, OCOEE, FL 34761-9114

Mortgage

Document Number	0000666571
Date	Dec 7, 2017
Instrument	666571

Lender

Name	INSIGHT FCU
Type	Credit Union
Address	ORLANDO, FL 32810

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,560 (+2.15%) Land $105,000 Building $302,560	$407,560 (-1.26%) Land $105,000 Building $302,560
2025	$6,593.00 (+5.72%) Homeowner's exemption	$398,966 (+5.99%)	$412,750 (+9.65%) Land $105,000 Building $307,750
2024	$6,236.00 (+3.38%)
2023	$6,032.00 (+18.11%) Homeowner's exemption	$376,429 (+33.18%) Land $105,000 Building $271,429	$376,429 (+33.18%) Land $105,000 Building $271,429
2022	$5,107.00	$282,644 Land $75,000 Building $207,644	$282,644 Land $75,000 Building $207,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon, Xfinity.

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