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282 Live Oak Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 282 Live Oak Ln, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 918 sqft · built 1979
Lot Size0.197 acres (8,564 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Aug 2011)
Tax Bill$439 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN25-28-35-354940-012040

Property Details

APN / Parcel Number

Primary APN25-28-35-354940-012040
Alternative APNs
  • 352825354940012040
  • 52825000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area918 sqft Living Area
Gross Area1,269 sqft
1st Floor Area918 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area8,564 sqft (0.197 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area351 sqft
PorchUnfinished Open Porch
Porch Area42 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address282 LIVE OAK LN
CityWINTER HAVEN
StateFL
Zip33880-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE THOMAS ESTATES UNIT #4 PB 60 PG 7 BLK 12 LOT 4
Legal Range25E
Legal Township28S
Legal Section35
Legal SubdivisionLAKE THOMAS ESTATES UNIT 4
Legal Tract354940
Legal Block12
Legal Lot Number4
Legal Unit4
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1001
Census Tract14703

Owner

Source: Polk County records · APN 25-28-35-354940-012040

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address282 LIVE OAK LN, WINTER HAVEN, FL 33880-1126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2019Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Jun 06, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 23, 2011 · Amount on Record
Deed SaleAug 23, 2011 · Amount on Record
Prior SaleFeb 03, 2005 · Amount on Record
Deed Document Number2011142959
Deed Book / Page8456 / 492
Last Transfer DateJun 03, 2019
Transfer Doc0000117438
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address282 LIVE OAK LN, WINTER HAVEN, FL 33880-1126
Document Number0108980304
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedJul 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address282 LIVE OAK LN WINTER HAVEN FL 338801126, WINTER HAVEN, FL 33880-1126

Mortgage

Document Number0108980304
DateJul 05, 2019
Book Page010898/000304
Instrument140117
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 04, 2029
Interest
Rate TypeAdjustable Rate

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJun 06, 2019
Property Address282 LIVE OAK LN, WINTER HAVEN, FL 33880-1126
Document Number0108661696
Book / Page010866 / 001696
Instrument DateJun 03, 2019
Instrument117438
Transaction TypeTransfer
Record UpdatedJun 21, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 610 DUNDEE FL 338380610, DUNDEE, FL 33838-0610

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$439.00 (-57.75%) Homeowner's exemption$71,958 (+5.99%)$165,191 (+6.65%) Land $31,000 Building $134,191
2023$1,039.00 (+7.67%) Homeowner's exemption$67,893 (+3%)$154,892 (+22.78%) Land $30,000 Building $124,892
2022$965.00 Homeowner's exemption$65,916$126,152 Land $25,000 Building $101,152

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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