289 Kepler Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 289 Kepler Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	4 ba · 2,492 sqft · built 2017
Lot Size	0.04 acres (1,755 sqft)
Owner	Individual Name on Record
Last Sale	$977,000 (May 2025)
Tax Bill	$10,135 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03741546`

Property Details

APN / Parcel Number

Primary APN	`09-03741546`
Alternative APN	`03741546`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,492 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	846 sqft
Attic	Attic
Attic Area	400 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,755 sqft (0.04 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	316 sqft
Deck Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03741546
Street Address	289 KEPLER DR
City	GAITHERSBURG
State	MD
Zip	20878-4659
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMH
Legal Description	CROWN FARM PLAT OF CORRECTION 25044
Legal Subdivision	CROWN FARM
Legal Block	B
Legal Lot Number	40
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3022
Census Tract	700839

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	289 KEPLER DR, GAITHERSBURG, MD 20878-4659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Jan 31, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Jan 31, 2018 · Amount on Record
Deed Book / Page	69181 / 381
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	289 KEPLER DR, GAITHERSBURG, MD 20878-4659
Document Number	0604970259
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	289 KEPLER DR DARNESTOWN MD 208784659, DARNESTOWN, MD 20878-4659

Mortgage

Document Number	0604970259
Date	Sep 14, 2020
Book Page	060497/000259

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2035

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 31, 2018
Property Address	289 KEPLER DR, GAITHERSBURG, MD 20878-4659
Document Number	0555800306
Book / Page	055580 / 000306
Instrument Date	Dec 14, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2018
Title Company	UNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$815.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	289 KEPLER DR GAITHERSBURG MD 208784659, GAITHERSBURG, MD 20878-4659

Mortgage

Document Number	555800314
Date	Jan 31, 2018
Book Page	055580/000314

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2033

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,900 (+3.1%) Land $250,000 Building $529,900	$779,900 (-) Land $250,000 Building $529,900
2025	$10,135.00 (+21.74%)	$756,467 (+6.6%)	$779,900 (+9.91%) Land $250,000 Building $529,900
2023		$709,600 Land $250,000 Building $459,600	$709,600 Land $250,000 Building $459,600
2022	$8,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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