265 Kepler Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 265 Kepler Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,420 sqft · built 2016
Lot Size	0.03 acres (1,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Dec 2017)
Tax Bill	$9,172 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03741488`

Property Details

APN / Parcel Number

Primary APN	`09-03741488`
Alternative APN	`03741488`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,420 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	810 sqft
Attic	Attic
Attic Area	400 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,300 sqft (0.03 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	400 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03741488
Street Address	265 KEPLER DR
City	GAITHERSBURG
State	MD
Zip	20878-4659
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMX
Legal Description	CROWN FARM PLAT OF CORRECTION 25044
Legal Subdivision	CROWN FARM
Legal Block	B
Legal Lot Number	34
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3022
Census Tract	700839

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 KEPLER DR, GAITHERSBURG, MD 20878-4659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
Apr 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SANDY SPRING BANK
Dec 7, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2017 · Amount on Record
Deed Sale	Dec 7, 2017 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Book / Page	55335 / 274
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	265 KEPLER DR, GAITHERSBURG, MD 20878-4659
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CAPITAL TITLE, CAPITOL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 KEPLER DR, GAITHERSBURG, MD 20878-4659

Mortgage

Document Number	0623820347
Date	Apr 1, 2021
Book Page	62382/347

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	265 KEPLER DR, GAITHERSBURG, MD 20878-4659
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CAPITAL TITLE, CAPITOL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 KEPLER DR, GAITHERSBURG, MD 20878-4659

Mortgage

Document Number	0623820368
Date	Apr 1, 2021
Book Page	62382/368

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 7, 2017
Property Address	265 KEPLER DR, GAITHERSBURG, MD 20878-4659
Document Number	0553350274
Book / Page	055335 / 000274
Instrument Date	Nov 3, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	UNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	265 KEPLER DR GAITHERSBURG MD 208784659, GAITHERSBURG, MD 20878-4659

Mortgage

Document Number	553350282
Date	Dec 7, 2017
Book Page	055335/000282

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$758,100 (+3.05%) Land $250,000 Building $508,100	$758,100 (-) Land $250,000 Building $508,100
2025	$9,172.00 (+12.35%)	$735,633 (+6.51%)	$758,100 (+9.76%) Land $250,000 Building $508,100
2023		$690,700 Land $250,000 Building $440,700	$690,700 Land $250,000 Building $440,700
2022	$8,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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