Cherokee County property record for 289 Indian Trl, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,799 sqft Heated Area |
| Lot Size | 72,745 sqft (1.67 acres) |
| Garage | 252 sqft |
| Last Sale | $16,000 (1996) |
| Tax Bill | $1,957.00 (2025) |
| Primary APN | 458220816051000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,799 sqft Heated Area |
| Basement Area | 1,307 sqft Basement |
| Finished Basement | 1,307 sqft Finished |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 72,745 sqft (1.67 acres) |
| Depth X Width | 206 ft x 30 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 252 sqft Garage |
| Deck Area | 741 sqft Deck |
| Porch | Open Porch |
| Porch Area | 176 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 440044087207 |
|---|---|
| Street Address | 289 INDIAN TRL |
| City | MURPHY |
| State | NC |
| Zip | 28906-3282 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 13 & 18 SMOKERISE 771/92 B/47D |
| Legal Lot Number | 13-18 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 458220816051000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1094, MURPHY, NC 28906-1094 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 1996 · Amount on Record |
| Deed Sale | Jul 01, 1996 · Amount on Record |
| Deed Doc Number | 0000776163 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 289 INDIAN TRL, MURPHY, NC 28906-3282 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 289 INDIAN TRL, MURPHY, NC 28906-3282 |
| Document Number | 001709/885 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 1709/885 |
| Instrument | 2551 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,957.00 | $230,580 (-) | $230,580 (-) Land $20,000 Building $210,580 |
| 2023 | $230,580 | $230,580 Land $20,000 Building $210,580 |
289 Indian Trl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 52nd percentile of exposed land nationally · 74th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures