Cherokee County property record for 181 Indian Trl, Murphy, NC 28906 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,067 sqft · built 2001 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Dec 2023) |
| Tax Bill | $811 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 458220803999000 |
| Primary APN | 458220803999000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,067 sqft Heated Area |
| Upper Floors Area | 140 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,579 sqft (1.23 acres) |
| Lot Dimensions | 129 ft deep x 667 ft wide |
| Porch | Open Porch |
| Porch Area | 314 sqft |
| Deck Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 61899 |
|---|---|
| Street Address | 181 INDIAN TRL |
| City | MURPHY |
| State | NC |
| Zip | 28906-5680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 & P/O LOT 11 SMOKERISE 1377/708 B/47D |
| Legal Tract | 1 |
| Legal Lot Number | 10-11 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 458220803999000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 INDIAN TRL, MURPHY, NC 28906-5680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Dec 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on Record |
| Deed Sale | Dec 28, 2023 · Amount on Record |
| Prior Sale | Jan 25, 2010 · Amount on Record |
| Deed Document Number | 6635 |
| Deed Book / Page | 1748 / 1477 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 181 INDIAN TRL, MURPHY, NC 28906-5680 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 181 INDIAN TRL, MURPHY, NC 28906-5680 |
| Document Number | 01748/1481 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 1748/1481 |
| Instrument | 6636 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Dec 28, 2023 |
| Property Address | 181 INDIAN TRL, MURPHY, NC 28906-5680 |
| Document Number | 01748/1477 |
| Book / Page | 1748 / 1477 |
| Map Reference | CAB B SL 47 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 6635 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 TIMBERHILL CT, COLUMBIA, SC 29212-0801 |
| Name | Verified Name |
|---|---|
| Address | 181 INDIAN TRL, MURPHY, NC 28906-5680 |
| Document Number | 0017481481 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 1748/1481 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $811.00 | $102,480 (-) | $102,480 (-) Land $15,000 Building $87,480 |
| 2023 | $102,480 | $102,480 Land $15,000 Building $87,480 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| CND Acquisition | Cable | 500 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Blue Ridge Mountain Electric Membership, CND Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.
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