Lane County property record for 289 Harbor St, Florence, OR 97439
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,752 sqft · built 1924 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $482,000 (Sep 2026) |
| Tax Bill | $2,349 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-35-22-00701-000 |
| Primary APN | 18-12-35-22-00701-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Account Number | 1811650 |
|---|---|
| Street Address | 289 HARBOR ST |
| City | FLORENCE |
| State | OR |
| Zip | 97439-9664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OTAB |
| Legal Description | PARTITION PLAT 2007-P2113 PCL 1 TL 00701 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 35 |
| Legal Subdivision | 2007-P2113 |
| Legal Lot Number | 701 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 707 |
289 Harbor St is owned and occupied by two individuals who bought it in September 2026.
Source: Lane County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 289 HARBOR ST, FLORENCE, OR 97439-9664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 18, 2026 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Oct 14, 2019 | Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on File |
| Deed Sale | Sep 18, 2026 · Amount on File |
| Prior Sale | Nov 21, 2016 · Amount on File |
| Deed Document Number | 202631439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Sep 18, 2026 |
| Property Address | 289 HARBOR ST, FLORENCE, OR 97439-9664 |
| Document Number | 0000031439 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202631439 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 289 HARBOR ST, FLORENCE, OR 97439-9664 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 289 HARBOR ST, FLORENCE, OR 97439-9664 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046091 |
|---|---|
| Date | Oct 14, 2019 |
| Instrument | 2019-046091 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | FLORENCE, OR 97439 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 289 Harbor St was $2,349.
Source: Lane County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Florence City |
| Unified School District | Siuslaw School District 97J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,349.00 | $172,224 | $485,416 Land $102,043 Building $383,373 |
| 2023 | $2,218.00 (+4.23%) | $162,338 (+3%) | $465,534 (+23%) Land $88,193 Building $377,341 |
| 2022 | $2,128.00 | $157,610 | $378,475 Land $84,996 Building $293,479 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 289 Harbor St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Most Recent Claim | Jan 2012 · Severe Winter Storm, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 289 Harbor St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wind Wireless Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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