Lane County property record for 228 Harbor St, Florence, OR 97439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,590 sqft · built 1987 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Jul 2022) |
| Tax Bill | $6,772 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-35-22-02600-000 |
| Primary APN | 18-12-35-22-02600-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,590 sqft Living Area |
| 1st Floor Area | 3,590 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Open |
| Garage Area | 3,502 sqft |
| Driveway | Driveway |
| Driveway Area | 3,502 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Oil |
| Account Number | 0806115 |
|---|---|
| Street Address | 228 HARBOR ST |
| City | FLORENCE |
| State | OR |
| Zip | 97439-9664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OTAB |
| Legal Description | TL 02600 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 35 |
| Legal Block | 3 |
| Legal Lot Number | 2600 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 707 |
Source: Lane County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 228 HARBOR ST, FLORENCE, OR 97439-9664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 29, 2022 | Warranty Deed, Transfer · Commercial Mortgage HERITAGE SOUTHEAST BANK |
| Aug 17, 2018 | Warranty Deed, Transfer CASCADE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Aug 17, 2018 · Amount on Record |
| Deed Document Number | 202233232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jul 29, 2022 |
| Property Address | 228 HARBOR ST, FLORENCE, OR 97439-9664 |
| Document Number | 0000033232 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2022-033232 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | CASCADE TITLE COMPANY, CASCADE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 293, VENETA, OR 97487-0293 |
| Document Number | 0000033233 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022-033233 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Aug 17, 2018 |
| Property Address | 228 HARBOR ST, FLORENCE, OR 97439-9664 |
| Document Number | 0000038588 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 38588 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | CASCADE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 238 OAK ST FLORENCE OR 974399662, FLORENCE, OR 97439-9662 |
Source: Lane County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Florence City |
| Unified School District | Siuslaw School District 97J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,772.00 (+54.19%) | $496,349 (+52.12%) | $792,121 (+142.77%) Land $112,572 Building $679,549 |
| 2023 | $4,392.00 (+5.25%) | $326,280 (+4%) | $326,280 (+4%) Land $141,471 Building $184,809 |
| 2022 | $4,173.00 | $313,731 | $313,731 Land $136,030 Building $177,701 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Most Recent Claim | Jan 2012 · Severe Winter Storm, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.7% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wind Wireless Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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