289 E Terry Ln, Henderson, NC 27537 Property Records

Vance County property record for 289 E Terry Ln, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 2019
Lot Size	4.24 acres (184,694 sqft)
Owner	Individual Name on File
Tax Bill	$2,934 (2026)
Deeds & Mortgages	Aug 2018 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0366 01010`

Property Details

APN / Parcel Number

Primary APN	`0366 01010`
Alternative APN	`1025316`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,460 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	184,694 sqft (4.24 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1025316
Street Address	289 E TERRY LN
City	HENDERSON
State	NC
Zip	27537-0003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	289 TERRY LN 4.24
Legal Subdivision	SURVEY FOR MILTON HOWARD
Legal Block	01
Jurisdiction	VANCE NC
Township / Civil Division	WILLIAMSBORO
Census Block Group	3
Census Block	3013
Census Tract	960200

Owner

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	289 E TERRY LN, HENDERSON, NC 27537-0003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK
May 31, 2019	Deed of Trust, Mortgage · VA Mortgage THE FIDELITY BANK
Jul 7, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	289 E TERRY LN, HENDERSON, NC 27537-0003
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1348/0281
Date	Aug 29, 2018
Book Page	1348/0281
Instrument	03220

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	HENDERSON, NC 27536

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2048

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	289 E TERRY LN, HENDERSON, NC 27537-0003
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1359/0795
Date	May 31, 2019
Book Page	1359/0795
Instrument	01913

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	CARY, NC 27511

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	289 E TERRY LN, HENDERSON, NC 27537-0003
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1396/1198
Date	Jul 7, 2021
Book Page	1396/1198
Instrument	2815

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,934.00 (+66.7%)	$365,471 (+118.11%) Land $61,902 Building $303,569	$365,471 (+118.11%) Land $61,902 Building $303,569
2023	$1,760.00	$167,559 Land $18,014 Building $149,545	$167,559 Land $18,014 Building $149,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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