Vance County property record for 181 E Terry Ln, Henderson, NC 27537
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,076 sqft · built 1978 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,500 (Jan 1998) |
| Tax Bill | $3,885 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0372 01019 |
| Primary APN | 0372 01019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,076 sqft Finished Area |
| Basement Area | 1,245 sqft |
| Unfinished Basement | 1,245 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Roof Type | Gable |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 600 sqft |
| Heating System | HVAC |
|---|
| Account Number | 14123 |
|---|---|
| Street Address | 181 E TERRY LN |
| City | HENDERSON |
| State | NC |
| Zip | 27537-0002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Description | 181 E TERRY LN |
| Legal Block | 01 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | WILLIAMSBORO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 960200 |
Source: Vance County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 181 E TERRY LN, HENDERSON, NC 27537-0002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 1998 · Amount on Record |
| Deed Sale | Jan 16, 1998 · Amount on Record |
| Deed Book / Page | 810 / 326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 181 E TERRY LN, HENDERSON, NC 27537-0002 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 181 E TERRY LN, HENDERSON, NC 27537-0002 |
| Document Number | 001425/993 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 1425/993 |
| Instrument | 4978 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Vance County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,885.00 (-6.81%) | $483,900 (-) Land $121,500 Building $362,400 | $483,900 (-) Land $121,500 Building $362,400 |
| 2025 | $4,169.00 (+14.56%) | $483,900 (+30.17%) Land $121,500 Building $362,400 | $483,900 (+30.17%) Land $121,500 Building $362,400 |
| 2023 | $3,639.00 | $371,739 Land $160,000 Building $211,739 | $371,739 Land $160,000 Building $211,739 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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