289 Coventry Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 289 Coventry Ct, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,570 sqft · built 1993
Lot Size0.018 acres (793 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (May 2018)
Tax Bill$12,280 (2025)
Deeds & MortgagesJul 2021 Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-04001-0000-00022-0000-C0289

Property Details

APN / Parcel Number

Primary APN48-04001-0000-00022-0000-C0289
Alternative APN
  • 4804001000000022C0289

Interior

Building Area1,570 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCondo/Apartment
Lot Area793 sqft (0.018 acres)

Location & Zoning

Street Address289 COVENTRY CT
CityRAMSEY
StateNJ
Zip07446-1271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCAMBRIDGE HEIGHTS CONDO
Legal Block4001
Legal Lot Number22
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1023
Census Tract44202

Owner

289 Coventry Ct is owned and occupied by an individual who bought it in May 2018.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address289 COVENTRY CT, RAMSEY, NJ 07446-1271
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
May 23, 2018Deed with Mortgage, Transfer · Conventional Mortgage
NJ LENDERS
Feb 2, 2017Deed, Transfer · Conventional Mortgage
PCSB BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2018 · Amount on File
Deed SaleMay 23, 2018 · Amount on File
Prior SaleFeb 2, 2017 · Amount on File
Deed Document Number201818-036293
Deed Book / Page2948 / 765
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address289 COVENTRY CT, RAMSEY, NJ 07446-1271
Transaction TypeMortgage
Record UpdatedSep 7, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042860769
DateJul 22, 2021
Book Page4286/769
Instrument2021117687
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term239 Months
DueJun 1, 2041

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address289 COVENTRY CT, RAMSEY, NJ 07446-1271
Document Number0035211918
Instrument DateFeb 11, 2020
Transaction TypeMortgage
Record UpdatedApr 9, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address289 COVENTRY CT #289 RAMSEY NJ 074461271, 289, RAMSEY, NJ 07446-1271

Mortgage

Document Number0035211918
DateFeb 27, 2020
Book Page003521/001918
Instrument20023390
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 26, 2050

May 2018: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateMay 23, 2018
Property Address289 COVENTRY CT, RAMSEY, NJ 07446-1271
Document Number0029480765
Book / Page002948 / 000765
Instrument DateMay 7, 2018
Instrument36293
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$475.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address289 COVENTRY CT RAMSEY NJ 074461271, RAMSEY, NJ 07446-1271

Mortgage

Document Number29480771
DateMay 23, 2018
Book Page002948/000771
Instrument36293
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 22, 2048

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateFeb 2, 2017
Property Address289 COVENTRY CT, RAMSEY, NJ 07446-1271
Document Number0025252394
Book / Page02525 / 2394
Instrument DateJan 24, 2017
Instrument17-011440
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyNRT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,522.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2200 SECAUCUS RD, 2200, NORTH BERGEN, NJ 07047-1552

Transferred To (Grantee/Buyer)

NameVerified Name
Address289 COVENTRY CT, RAMSEY, NJ 07446-1271

Mortgage

Document Number0025252399
DateFeb 2, 2017
Book Page02525/2399
Instrument17-011440.01
Lender
NamePCSB BANK
TypeBank
AddressYORKTOWN HEIGHTS, NY 10598
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 289 Coventry Ct was $12,280, up 9.1% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$600,300 (+0.65%) Land $175,000 Building $425,300$600,300 (+0.65%) Land $175,000 Building $425,300
2025$12,280.00 (+9.07%)$596,400 Land $175,000 Building $421,400$596,400 Land $175,000 Building $421,400
2024$11,259.00
2023$399,000 Land $110,000 Building $289,000$399,000 Land $110,000 Building $289,000
2022$10,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 289 Coventry Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1990–2021)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 289 Coventry Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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