Bergen County and Ramsey Borough property record for 285 Coventry Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,074 sqft · built 1993 |
| Lot Size | 0.012 acres (533 sqft) |
| Owner | Company Name on Record |
| Last Sale | $258,440 (Oct 2012) |
| Tax Bill | $9,484 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04001-0000-00022-0000-C0285 |
| Primary APN | 48-04001-0000-00022-0000-C0285 |
|---|---|
| Alternative APN |
|
| Building Area | 1,074 sqft Living Area |
|---|
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Condo/Apartment |
| Lot Area | 533 sqft (0.012 acres) |
| Street Address | 285 COVENTRY CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CAMBRIDGE HEIGHTS |
| Legal Block | 4001 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 285 COVENTRY CT, RAMSEY, NJ 07446-1271 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Mar 15, 2024 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2012 · Amount on Record |
| Deed Sale | Oct 17, 2012 · Amount on Record |
| Prior Sale | Aug 1, 1997 · Amount on Record |
| Deed Document Number | 201299424 |
| Deed Book / Page | 1176 / 761 |
| Last Transfer Date | Aug 2, 2024 |
| Transfer Doc | 0000015770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 285 COVENTRY CT, RAMSEY, NJ 07446-1271 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0056710990 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 5671/990 |
| Instrument | 2025085248 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 285 COVENTRY CT, RAMSEY, NJ 07446-1271 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0051941562 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 5194/1562 |
| Instrument | 2024014361 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 285 COVENTRY CT, RAMSEY, NJ 07446-1271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0039190515 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 3919/515 |
| Instrument | 21-007845 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,200 (+0.56%) Land $175,000 Building $288,200 | $463,200 (+0.56%) Land $175,000 Building $288,200 | |
| 2025 | $9,484.00 (+14.54%) | $460,600 (+56.99%) Land $175,000 Building $285,600 | $460,600 (+56.99%) Land $175,000 Building $285,600 |
| 2024 | $8,280.00 (+7.6%) | ||
| 2023 | $293,400 Land $110,000 Building $183,400 | $293,400 Land $110,000 Building $183,400 | |
| 2022 | $7,695.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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