Stephens County property record for 289 Cherokee Rd, Toccoa, GA 30577 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,932 sqft · built 1972 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,600 (Jun 2004) |
| Tax Bill | $360 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 049D 094 |
| Primary APN | 049D 094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,932 sqft Heated Area |
| Basement Area | 966 sqft |
| Finished Basement | 966 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 69,696 sqft (1.6 acres) |
| Terrain | Gentle Slope |
| Porch | Slab |
| Porch Area | 152 sqft |
| Utility Building | 400 sqft |
| Cooling System | Other |
|---|---|
| Heating Fuel | Electric |
| Account Number | 363400 |
|---|---|
| Street Address | 289 CHEROKEE RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 31-33 CHEROKEE SPRINGS DEVELOPMENT |
| Legal Subdivision | CHEROKEE SPRINGS DEVELOPMENT |
| Legal Lot Number | 31-33 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 970202 |
Source: Stephens County records · APN 049D 094
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 289 CHEROKEE RD, TOCCOA, GA 30577-8336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2004 · Amount on Record |
| Deed Sale | Jun 07, 2004 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 289 CHEROKEE RD, TOCCOA, GA 30577-8336 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 289 CHEROKEE RD |
| Document Number | 0014390000000044 |
|---|---|
| Date | Feb 16, 2026 |
| Book Page | 0000001439/0000000044 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2051 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $360.00 (-63.41%) Homeowner's exemption Senior Citizen's exemption | $57,541 (+64.11%) Land $6,440 Building $51,101 | $143,852 (+64.11%) Land $16,100 Building $127,752 |
| 2023 | $984.00 (-0.81%) Homeowner's exemption | $35,062 (+5.14%) Land $6,440 Building $28,622 | $87,654 (+5.14%) Land $16,100 Building $71,554 |
| 2022 | $992.00 Homeowner's exemption | $33,347 Land $6,440 Building $26,907 | $83,367 Land $16,100 Building $67,267 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579702024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 46% of the US · above 50% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TruVista Communications | Fiber | 5,000 / 5,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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