256 Cherokee Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 256 Cherokee Rd, Toccoa, GA 30577

Property Summary

Property Type	Mobile Home
Details	896 sqft · built 2017
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Tax Bill	$666 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049D 085`

Property Details

APN / Parcel Number

Primary APN	`049D 085`
Alternative APN	`365700`

Interior

Stories	1 Story
Building Area	896 sqft Gross Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Terrain	Gentle Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	365700
Old Parcel Number	049D 085
Street Address	256 CHEROKEE RD
City	TOCCOA
State	GA
Zip	30577-8991
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RS
Legal Description	LOT 72 CHEROKEE SPRINGS DEVELOPMENT
Legal Subdivision	CHEROKEE SPRINGS DEVELOPMENT
Legal Lot Number	72
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4008
Census Tract	970202

Owner

Source: Stephens County records · APN 049D 085

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	256 CHEROKEE RD, TOCCOA, GA 30577-8991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING
Jul 25, 2018	Grant Deed, Transfer VANDERBILT MTG & FIN
Mar 22, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2021
Deed Sale	Dec 21, 2021
Prior Sale	Jul 06, 2017
Deed Document Number	0000128413
Deed Book / Page	1155 / 461
Prior Transfer Date	Jul 17, 2018
Prior Transfer Doc	2018-000823
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	256 CHEROKEE RD, TOCCOA, GA 30577-8991
Transaction Type	Mortgage
Record Updated	Aug 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 CHEROKEE RD, TOCCOA, GA 30577-8991

Mortgage

Document Number	0012840000000003
Date	Jan 31, 2022
Book Page	0000001284/0000000003

Lender

Name	NATIONS LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 25, 2018
Property Address	256 CHEROKEE RD, TOCCOA, GA 30577-8991
Document Number	0011550461
Book / Page	001155 / 000461
Instrument Date	Jul 17, 2018
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$59.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	256 CHEROKEE RD TOCCOA GA 305778991, TOCCOA, GA 30577-8991

Mortgage

Document Number	11550464
Date	Jul 25, 2018
Book Page	001155/000464

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Amount	Amount Recorded
Term	276 Months
Due	Jul 24, 2041

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 22, 2017
Property Address	256 CHEROKEE RD, TOCCOA, GA 30577-8991
Document Number	0011160409
Book / Page	001116 / 000409
Instrument Date	Mar 09, 2017
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$666.00 (-10.72%)	$24,271 (-3.23%) Land $3,102 Building $21,169	$60,676 (-3.23%) Land $7,754 Building $52,922
2023	$746.00 (-0.67%)	$25,080 (-0.67%) Land $3,102 Building $21,978	$62,700 (-0.67%) Land $7,754 Building $54,946
2022	$751.00	$25,248 Land $3,102 Building $22,146	$63,120 Land $7,754 Building $55,366

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Uniti Group.

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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