Gilmer County property record for 289 Avery Dr, Talking Rock, GA 30175
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,200 sqft · built 2003 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,250 (Jan 2006) |
| Tax Bill | $310 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3056 053K |
| Primary APN | 3056 053K |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Heated Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 88,427 sqft (2.03 acres) |
| Garage Area | 600 sqft |
| Porch | Slab |
| Porch Area | 200 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31372 |
|---|---|
| Street Address | 289 AVERY DR |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-7275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 5 |
| Legal Subdivision | VIVIAN ROLAND |
| Legal Lot Number | 5 |
| Jurisdiction | GILMER GA |
| Township / Civil Division | CARTERS LAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 80401 |
289 Avery Dr is owned and occupied by two individuals who bought it in January 2006.
Source: Gilmer County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 289 AVERY DR, TALKING ROCK, GA 30175-7275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage MEMBERS FIRST CREDIT UNION |
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES |
| Mar 23, 2018 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2006 · Amount on File |
| Deed Sale | Jan 11, 2006 · Amount on File |
| Prior Sale | Apr 8, 2003 |
| Deed Document Number | 2006200 |
| Deed Book / Page | 1223 / 418 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 289 AVERY DR, TALKING ROCK, GA 30175-7275 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 289 AVERY DR, TALKING ROCK, GA 30175-7275 |
| Document Number | 0000002840/0000000427 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 0000002840/0000000427 |
| Name | MEMBERS FIRST CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 289 AVERY DR, TALKING ROCK, GA 30175-7275 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 289 AVERY DR, TALKING ROCK, GA 30175-7275 |
| Document Number | 0000002472/0000000416 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 0000002472/0000000416 |
| Name | CARRINGTON MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 289 AVERY DR, TALKING ROCK, GA 30175-7275 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2092/1 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 2092/1 |
| Instrument | 001656 |
| Name | CARRINGTON MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2038 |
The 2025 property tax bill for 289 Avery Dr was $310 with exemptions applied.
Source: Gilmer County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $310.00 Homeowner's exemption Senior Citizen's exemption | $118,360 Land $8,600 Building $109,760 | $295,900 Land $21,500 Building $274,400 |
| 2023 | $1,432.00 (-18.22%) Homeowner's exemption | $118,880 (+19.45%) Land $7,120 Building $111,760 | $297,200 (+19.45%) Land $17,800 Building $279,400 |
| 2022 | $1,751.00 Homeowner's exemption | $99,520 Land $6,400 Building $93,120 | $248,800 Land $16,000 Building $232,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 289 Avery Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 289 Avery Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Fiber · Cable | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
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