Gilmer County property record for 103 Avery Dr, Talking Rock, GA 30175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,800 sqft · built 2003 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,000 (May 2021) |
| Tax Bill | $1,638 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3057 016D |
| Primary APN | 3057 016D |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Heated Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 95,832 sqft (2.2 acres) |
| Garage Area | 600 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 12 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31380 |
|---|---|
| Street Address | 103 AVERY DR |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-7281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 3 ( TR A) |
| Legal Subdivision | TRACT A |
| Legal Tract | 3 |
| Legal Lot Number | 75 |
| Jurisdiction | GILMER GA |
| Township / Civil Division | CARTERS LAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 80401 |
Source: Gilmer County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 AVERY DR, TALKING ROCK, GA 30175-7281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2020 | Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL |
| May 6, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2021 · Amount on Record |
| Deed Sale | May 6, 2021 · Amount on Record |
| Prior Sale | Apr 4, 2013 · Amount on Record |
| Deed Document Number | 0000237828 |
| Deed Book / Page | 2378 / 28 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 103 AVERY DR, TALKING ROCK, GA 30175-7281 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 103 AVERY DR |
| Document Number | 0000002264/0000000113 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 0000002264/0000000113 |
| Instrument | 002216 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 103 AVERY DR, TALKING ROCK, GA 30175-7281 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 103 AVERY DR |
| Document Number | 0000002378/0000000031 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 0000002378/0000000031 |
| Name | ON Q FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | May 6, 2021 |
| Property Address | 103 AVERY DR, TALKING ROCK, GA 30175-7281 |
| Document Number | 0002378/28 |
| Book / Page | 2378 / 28 |
| Instrument Date | May 6, 2021 |
| Instrument | 2021-001909 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 AVERY DR, TALKING ROCK, GA 30175-7281 |
Source: Gilmer County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,638.00 (-3.42%) Homeowner's exemption | $125,404 (+0.12%) Land $8,160 Building $117,244 | $313,510 (+0.12%) Land $20,400 Building $293,110 |
| 2023 | $1,696.00 (-9.74%) Homeowner's exemption | $125,256 (+17.31%) Land $5,360 Building $119,896 | $313,140 (+17.31%) Land $13,400 Building $299,740 |
| 2022 | $1,879.00 Homeowner's exemption | $106,776 Land $5,360 Building $101,416 | $266,940 Land $13,400 Building $253,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Fiber · Cable | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
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