28896 Terrace Dr, Highland, CA 92346 Property Records

San Bernardino County property record for 28896 Terrace Dr, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 3,651 sqft · built 1999
Lot Size	0.459 acres (20,000 sqft)
Owner	Company Name on File
Last Sale	$390,000 (Apr 2001)
Tax Bill	$7,996 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jun 2017 Transfer
Flood Zone	Zone D (undetermined)
APN	`1200-171-28-0000`

Property Details

APN / Parcel Number

Primary APN	`1200-171-28-0000`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,651 sqft Living Area
Gross Area	4,619 sqft
1st Floor Area	1,868 sqft
2nd Floor Area	1,783 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Garage Area	968 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28896 TERRACE DR
City	HIGHLAND
State	CA
Zip	92346-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10099 LOT 42
Legal Tract	10099
Legal Block	3
Legal Lot Number	42
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3007
Census Tract	7905

Owner

28896 Terrace Dr is owned by a company that acquired it in June 2017 and is owner-occupied.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	28896 TERRACE DR, HIGHLAND, CA 92346-5209
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 28, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2001 · Amount on File
Deed Sale	Apr 27, 2001 · Amount on File
Deed Document Number	2001160284
Last Transfer Date	Jun 27, 2017
Transfer Doc	0000264641
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28896 TERRACE DR, HIGHLAND, CA 92346-5209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LSI TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096738
Date	Mar 6, 2017
Instrument	2017-0096738

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 28, 2017
Property Address	28896 TERRACE DR, HIGHLAND, CA 92346-5209
Document Number	0000264641
Instrument Date	Jun 27, 2017
Instrument	264641
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28896 TERRACE DR HIGHLAND CA 923465209, HIGHLAND, CA 92346-5209

Tax Assessment & Valuation

The 2025 property tax bill for 28896 Terrace Dr was $7,996 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$629,412 (+2%) Land $149,820 Building $479,592
2025	$7,996.00 Homeowner's exemption	$617,070 Land $146,882 Building $470,188
2023	$7,470.00 (+1.52%) Homeowner's exemption	$593,108 Land $141,178 Building $451,930
2022	$7,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28896 Terrace Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28896 Terrace Dr is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 64% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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