28864 Terrace Dr, Highland, CA 92346 Property Records

San Bernardino County property record for 28864 Terrace Dr, Highland, CA 92346

Property Summary

Property TypeSingle Family Home
Details7 bd · 4 ba · 3,651 sqft · built 1999
Lot Size0.445 acres (19,375 sqft)
Owner2 Individual Names on File
Last Sale$1,045,000 (Apr 2026)
Tax Bill$9,808 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN1200-171-27-0000

Property Details

APN / Parcel Number

Primary APN1200-171-27-0000

Interior

Bedrooms7 Beds
Full Baths4 Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area3,651 sqft Living Area
Gross Area4,619 sqft
1st Floor Area1,868 sqft
2nd Floor Area1,783 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area19,375 sqft (0.445 acres)
Garage TypeAttached
Garage Area968 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchPatio/Porch
Porch Area440 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28864 TERRACE DR
CityHIGHLAND
StateCA
Zip92346-5209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 10099 LOT 41
Legal Subdivision220M38
Legal Tract10099
Legal Block3
Legal Lot Number41
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group3
Census Block3007
Census Tract7905

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28864 TERRACE DR, HIGHLAND, CA 92346-5209
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 1, 2026 · Amount on Record
Deed SaleApr 1, 2026 · Amount on Record
Prior SaleJun 16, 2003 · Amount on Record
Deed Document Number202684412
Prior Transfer DateMay 29, 2003
Prior Transfer Doc0000403314
Record UpdatedSep 20, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateApr 1, 2026
Property Address28864 TERRACE DR, HIGHLAND, CA 92346-5209
Document Number0000084412
Instrument DateMar 2, 2026
Instrument202684412
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyMONARCH TITLE/TX, MONARCH TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$116,099.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address28864 TERRACE DR, HIGHLAND, CA 92346-5209

Mortgage

Document Number0000084413,
DateApr 1, 2026
Instrument202684413
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityHighland City
Unified School DistrictRedlands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$768,054 (+2%) Land $192,014 Building $576,040
2025$9,808.00 (+7.88%) Homeowner's exemption$752,994 (+4.04%) Land $188,249 Building $564,745
2023$9,092.00 (+1.54%) Homeowner's exemption$723,755 Land $180,939 Building $542,816
2022$8,954.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 64% of California
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST VALLEY WATER DISTRICT
serves 108,600 people · EPA ID CA3610064
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL
100 / 20

May also be available: T-Mobile USA, Verizon.

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