2888 Sandy Bay Rd, Williamsburg, VA 23185 Property Records

James City County property record for 2888 Sandy Bay Rd, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,138 sqft · built 2018
Lot Size	0.444 acres (19,341 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jan 2019)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-1 02-0-0012-A`

Property Details

APN / Parcel Number

Primary APN	`47-1 02-0-0012-A`
Alternative APN	`30114`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,138 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	19,341 sqft (0.444 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	41 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	30114
Street Address	2888 SANDY BAY RD
City	WILLIAMSBURG
State	VA
Zip	23185-2392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED RESIDENTIAL
Legal Description	L-12A FRANK ARMISTEAD
Legal Subdivision	FRANK ARMISTEAD JAMESTOWN ROAD
Legal Lot Number	12A
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1032
Census Tract	80202

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2888 SANDY BAY RD, WILLIAMSBURG, VA 23185-2392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 17, 2019	Warranty Deed, Transfer · VA Mortgage USAA FED'L SVGS BK
Sep 15, 2017	Warranty Deed, Transfer · Line of Credit CHESAPEAKE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2019 · Amount on Record
Deed Sale	Jan 17, 2019 · Amount on Record
Deed Document Number	190000820
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2888 SANDY BAY RD, WILLIAMSBURG, VA 23185-2392
Document Number	0000000241
Instrument Date	Jan 2, 2021
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2888 SANDY BAY RD WILLIAMSBURG VA 231852392, WILLIAMSBURG, VA 23185-2392

Mortgage

Document Number	0000000241
Date	Jan 6, 2021
Instrument	241

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 17, 2019
Property Address	2888 SANDY BAY RD, WILLIAMSBURG, VA 23185-2392
Document Number	0000000820
Instrument Date	Jan 7, 2019
Instrument	820
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2888 SANDY BAY RD WILLIAMSBURG VA 231852392, WILLIAMSBURG, VA 23185-2392

Mortgage

Document Number	821
Date	Jan 17, 2019
Instrument	821

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 15, 2017
Property Address	2888 SANDY BAY RD, WILLIAMSBURG, VA 23185-2392
Document Number	0000018327
Instrument Date	Sep 1, 2017
Instrument	18327
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8201 OLD MILL LN WILLIAMSBURG VA 231881137, WILLIAMSBURG, VA 23188-1137

Mortgage

Document Number	18328
Date	Sep 15, 2017
Instrument	18328

Lender

Name	CHESAPEAKE BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,267.00 (+6.42%)	$393,700 (+22.61%) Land $55,300 Building $338,400	$393,700 (+22.61%) Land $55,300 Building $338,400
2024	$3,070.00 (+15.2%)
2023	$2,665.00	$321,100 Land $55,300 Building $265,800	$321,100 Land $55,300 Building $265,800
2022	$2,665.00 (+7.76%)
2019	$2,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2006–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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