2888 Lower Breckenridge Loop NW, Salem, OR 97304 Property Records

Polk County property record for 2888 Lower Breckenridge Loop NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,236 sqft · built 1995
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jan 2022)
Tax Bill	$6,260 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07320-BC-06800`

Property Details

APN / Parcel Number

Primary APN	`07320-BC-06800`
Alternative APN	`378266`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
Gross Area	2,698 sqft
1st Floor Area	1,299 sqft
2nd Floor Area	937 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Multi-Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces
Deck Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	378266
Street Address	2888 LOWER BRECKENRIDGE LOOP NW
City	SALEM
State	OR
Zip	97304-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BRECKENRIDGE HEIGHTS NO.2 LOT 1 BLOCK 7
Legal Range	3W
Legal Township	07S
Legal Section	20
Legal Subdivision	BRECKENRIDGE HEIGHTS NO.2
Legal Block	7
Legal Lot Number	1
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2006
Census Tract	5203

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2888 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 29, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 7, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Prior Sale	Oct 8, 2004 · Amount on Record
Deed Document Number	2022165
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jan 6, 2022
Property Address	2888 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3430
Document Number	0000000165
Instrument Date	Jan 4, 2022
Instrument	2022-000165
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2888 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3430

Mortgage

Document Number	0000000166
Date	Jan 6, 2022
Instrument	2022-000166

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2888 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005404
Date	May 29, 2019
Instrument	2019-005404

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2888 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001768
Date	Feb 7, 2020
Instrument	2020-001768

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2888 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016314
Date	Nov 3, 2020
Instrument	2020-016314

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,420 (+3%) Land $84,250 Building $242,170	$529,890 (+3%) Land $155,000 Building $374,890
2025	$6,260.00 (+7.97%)	$316,920 (+3%) Land $81,800 Building $235,120	$514,450 (-0.57%) Land $150,000 Building $364,450
2024	$5,798.00 (+2.98%)	$307,690 (+3%) Land $79,420 Building $228,270	$517,420 (+0.18%) Land $149,200 Building $368,220
2023	$5,630.00 (+3.32%)	$298,730 (+3%) Land $77,100 Building $221,630	$516,490 (+6.37%) Land $147,800 Building $368,690
2022	$5,449.00	$290,030 Land $74,860 Building $215,170	$485,560 Land $137,250 Building $348,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Alyrica, Hunter Communications.

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