2868 Lower Breckenridge Loop NW, Salem, OR 97304 Property Records

Polk County property record for 2868 Lower Breckenridge Loop NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,708 sqft · built 1986
Lot Size	0.236 acres (10,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,000 (Aug 2017)
Tax Bill	$5,178 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07320-BC-06900`

Property Details

APN / Parcel Number

Primary APN	`07320-BC-06900`
Alternative APN	`378279`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	1,004 sqft
2nd Floor Area	704 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Architectural Style	Multi-Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,261 sqft (0.236 acres)
Garage Area	484 sqft
Parking Spaces	4 Parking Spaces
Deck Area	80 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	378279
Street Address	2868 LOWER BRECKENRIDGE LOOP NW
City	SALEM
State	OR
Zip	97304-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BRECKENRIDGE HEIGHTS NO.2 LOT 2 BLOCK 7
Legal Range	3W
Legal Township	07S
Legal Section	20
Legal Subdivision	BRECKENRIDGE HEIGHTS NO.2
Legal Block	7
Legal Lot Number	2
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2006
Census Tract	5203

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2868 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 23, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Prior Sale	Apr 7, 2006 · Amount on Record
Deed Document Number	201710095
Prior Transfer Date	Sep 24, 2014
Prior Transfer Doc	0000008077
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2868 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3430
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003337
Date	Feb 24, 2021
Instrument	2021-003337

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Aug 23, 2017
Property Address	2868 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304-3430
Document Number	0000010095
Instrument Date	Aug 22, 2017
Instrument	10095
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2868 LOWER BRECKENRIDGE LOOP NW SALEM OR 973043430, SALEM, OR 97304-3430

Mortgage

Document Number	10096
Date	Aug 23, 2017
Instrument	10096

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,010 (+3%) Land $82,760 Building $187,250	$467,850 (+1.98%) Land $155,000 Building $312,850
2025	$5,178.00 (+7.96%)	$262,150 (+3%) Land $80,350 Building $181,800	$458,760 (+0.45%) Land $151,450 Building $307,310
2024	$4,796.00 (+2.98%)	$254,520 (+3%) Land $78,010 Building $176,510	$456,700 (+0.21%) Land $149,200 Building $307,500
2023	$4,657.00 (+3.31%)	$247,110 (+3%) Land $75,740 Building $171,370	$455,740 (+7.92%) Land $147,800 Building $307,940
2022	$4,508.00	$239,920 Land $73,530 Building $166,390	$422,290 Land $137,250 Building $285,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Alyrica, Hunter Communications.

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