28871 Prospect Ave, Adel, IA 50003 Property Records

Dallas County property record for 28871 Prospect Ave, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,201 sqft · built 2022
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (May 2022)
Tax Bill	$8,808 (2024)
Deeds & Mortgages	Jan 2022 Construction Loan May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-28-476-005`

Property Details

APN / Parcel Number

Primary APN	`11-28-476-005`
Alternative APNs	`000001128476005` `540001128476005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,201 sqft Living Area
Gross Area	4,125 sqft
1st Floor Area	1,686 sqft
Basement Area	1,686 sqft
Finished Basement	1,515 sqft
Unfinished Basement	171 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	753 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Patio Area	535 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	540001128476005
Street Address	28871 PROSPECT AVE
City	ADEL
State	IA
Zip	50003-4457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAR ESTATES PLAT 1 LOT 4
Legal Range	27W
Legal Township	79N
Legal Section	28
Legal Subdivision	BEAR ESTATES PLAT 1
Legal Tract	2022-9746
Legal Lot Number	4
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	2
Census Block	2030
Census Tract	50700

Owner

Source: Dallas County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28871 PROSPECT AVE, ADEL, IA 50003-4457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Construction Mortgage COLLINS COMMUNITY CU
May 4, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Dec 10, 2021	Intrafamily Transfer, Transfer
Nov 10, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Deed Book / Page	2022 / 9746
Prior Transfer Date	Dec 9, 2021
Prior Transfer Doc	20210000035975
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	28871 PROSPECT AVE, ADEL, IA 50003-4457
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220000001252
Date	Jan 19, 2022
Book Page	2022/1252

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2052

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	May 4, 2022
Property Address	28871 PROSPECT AVE, ADEL, IA 50003-4457
Document Number	20220000009746
Book / Page	2022 / 9746
Instrument Date	Apr 19, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$839.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28871 PROSPECT AVE, ADEL, IA 50003-4457

Mortgage

Document Number	0202209748
Date	May 4, 2022
Instrument	2022-09748

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.25%
Index	Other
Max Rate	9.25%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS IA
Recording Date	Dec 10, 2021
Property Address	28871 PROSPECT AVE, ADEL, IA 50003-4457
Document Number	20210000035975
Book / Page	2021 / 35975
Instrument Date	Dec 9, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 338, ADEL, IA 50003-0338

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DALLAS IA
Recording Date	Nov 10, 2021
Property Address	28871 PROSPECT AVE, ADEL, IA 50003-4457
Document Number	20210000033008
Book / Page	2021 / 33008
Instrument Date	Nov 5, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28871 PROSPECT AVE, ADEL, IA 50003-4457

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$528,500 (+2.05%) Land $85,000 Building $443,500	$528,500 (+2.05%) Land $85,000 Building $443,500
2024	$8,808.00 (+336.47%)
2023		$517,900 Land $85,000 Building $432,900	$517,900 Land $85,000 Building $432,900
2022	$2,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream, Minburn Communications.

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