28534 Prospect Ave, Adel, IA 50003 Property Records

Dallas County property record for 28534 Prospect Ave, Adel, IA 50003

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,310 sqft · built 1981
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on Record
Last Sale$252,375 (Apr 2019)
Tax Bill$3,898 (2024)
Deeds & MortgagesNov 2021 Mortgage
Sep 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN000001127302001

Property Details

APN / Parcel Number

Primary APN000001127302001

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,310 sqft Living Area
1st Floor Area886 sqft
Basement Area1,286 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Architectural StyleDome
Exterior MaterialWood
Construction TypeWood Frame
Foundation TypeBlock
Roof TypeGeodesic/Dome
Roof MaterialAsphalt
Lot Area174,240 sqft (4 acres)
Garage TypeDetached
Garage Area1,772 sqft
Parking Spaces7 Parking Spaces
Deck Area64 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address28534 PROSPECT AVE
CityADEL
StateIA
Zip50003-4470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW3/4 N1/2 NW SW LYG E OF RD
Legal Range27
Legal Township79
Legal Section27
JurisdictionDALLAS IA
Township / Civil DivisionADEL
Census Block Group1
Census Block1088
Census Tract50200

Owner

Source: Dallas County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28534 PROSPECT AVE, ADEL, IA 50003-4470
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 23, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 3, 2019Deed of Trust, Mortgage · Conventional with PMI
EARLHAM SVGS BK
Apr 8, 2019Warranty Deed, Transfer
EARLHAM SVGS BK
Aug 1, 2018Trustee's Deed, Construction Loan · Construction Mortgage
PEOPLES SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2019 · Amount on Record
Deed SaleApr 8, 2019 · Amount on Record
Prior SaleApr 8, 2019 · Amount on Record
Deed Document Number0000004668
Last Transfer DateSep 23, 2020
Transfer Doc0000025843
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS IA
Property Address28534 PROSPECT AVE, ADEL, IA 50003-4470
Transaction TypeMortgage
Record UpdatedNov 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 0202132197
DateNov 2, 2021
Book Page2021/32197
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDALLAS IA
Recording DateSep 23, 2020
Property Address28534 PROSPECT AVE, ADEL, IA 50003-4470
Document Number0000025843
Instrument DateSep 23, 2020
Instrument25843
Transaction TypeTransfer
Record UpdatedOct 12, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28534 PROSPECT AVE ADEL IA 500034470, ADEL, IA 50003-4470

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS IA
Property Address28534 PROSPECT AVE, ADEL, IA 50003-4470
Document Number0000026557
Instrument DateApr 3, 2019
Transaction TypeMortgage
Record UpdatedOct 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2513 NW PARKRIDGE DR ANKENY IA 500239160, ANKENY, IA 50023-9160

Mortgage

Document Number0000026557
DateSep 30, 2020
Instrument26557
Lender
NameEARLHAM SVGS BK
TypeFederal Savings Bank
AddressEARLHAM, IA 50072
Agreement
TypeConventional with PMI
AmountAmount Recorded

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDALLAS IA
Recording DateApr 8, 2019
Property Address28534 PROSPECT AVE, ADEL, IA 50003-4470
Document Number0000004668
Instrument DateMar 26, 2019
Instrument4668
Transaction TypeTransfer
Record UpdatedMay 7, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$403.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28534 PROSPECT AVE ADEL IA 500034470, ADEL, IA 50003-4470

Mortgage

Document Number4670
DateApr 8, 2019
Instrument4670
Lender
NameEARLHAM SVGS BK
TypeFederal Savings Bank
AddressEARLHAM, IA 50072
Agreement
AmountAmount Recorded

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDALLAS IA
Recording DateAug 1, 2018
Property Address28534 PROSPECT AVE, ADEL, IA 50003-4470
Instrument DateJul 30, 2018
Instrument14397
Transaction TypeConstruction Loan
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address38534 PROSPECT AVE ADEL IA 50003, ADEL, IA 50003

Mortgage

Document Number0000014397
DateAug 1, 2018
Instrument14397
Lender
NamePEOPLES SVGS BK
TypeFederal Savings Bank
AddressINDIANOLA, IA 50125
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 31, 2019

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDallas County
Unified School DistrictAdel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$362,250 (+8.95%) Land $168,750 Building $193,500$362,250 (+8.95%) Land $168,750 Building $193,500
2024$3,898.00 (+5.52%)
2023$332,480 Land $143,440 Building $189,040$332,480 Land $143,440 Building $189,040
2022$3,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemXENIA RWD (DES MOINES)
private · serves 12,860 people · EPA ID IA2573701
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Minburn Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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