2887 Talaga Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 2887 Talaga Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,717 sqft · built 2004
Lot Size	0.044 acres (1,923 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (May 2015)
Deeds & Mortgages	Jun 2021 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-30-402-035`

Property Details

APN / Parcel Number

Primary APN	`19-30-402-035`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,717 sqft
Gross Area	2,437 sqft
1st Floor Area	720 sqft
2nd Floor Area	997 sqft

Exterior

Year Built	Built 2004
Exterior Material	Frame Siding
Lot Area	1,923 sqft (0.044 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	2887 TALAGA DR
City	ALGONQUIN
State	IL
Zip	60102-6850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0017351 NELY 23.74FT SWLY 55.90FT LT 34 WINDING CREEK UNIT 1
Legal Subdivision	WINDING CREEK 01
Legal Lot Number	34
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2887 TALAGA DR, ALGONQUIN, IL 60102-6850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2015 · Amount on Record
Deed Sale	May 18, 2015 · Amount on Record
Prior Sale	Nov 14, 2007
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2887 TALAGA DR, ALGONQUIN, IL 60102-6850
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031810
Date	Jun 11, 2021
Instrument	2021R0031810

Lender

Name	CREDIT UNION 1
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2887 TALAGA DR, ALGONQUIN, IL 60102-6850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030380
Date	Aug 6, 2020
Instrument	2020R0030380

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$83,371 Land $14,925 Building $68,446	$250,113 Land $44,775 Building $205,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

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