2905 Talaga Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 2905 Talaga Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,717 sqft · built 2004
Lot Size0.39 acres (1,704 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (May 2024)
Tax Bill$7,209 (2024)
Deeds & MortgagesMay 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-30-402-028

Property Details

APN / Parcel Number

Primary APN19-30-402-028

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,717 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area1,704 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2905 TALAGA DR
CityALGONQUIN
StateIL
Zip60102-6849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2024R0010830 SWLY 23.67FT NELY 60FT LT 32 WINDING CREEK UNIT 1 FIRST RESUB
Legal SubdivisionWINDING CREEK UNIT 1
Legal Lot Number32
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4000
Census Tract871206

Owner

Source: McHenry County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1713 EDGEWOOD DR, ALGONQUIN, IL 60102-4106
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2024 · Amount on Record
Deed SaleMay 6, 2024 · Amount on Record
Prior SaleJul 12, 2013 · Amount on Record
Deed Document Number202410830
Prior Transfer DateNov 20, 2015
Prior Transfer Doc0000020998
Record UpdatedSep 20, 2026

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateMay 6, 2024
Property Address2905 TALAGA DR, ALGONQUIN, IL 60102-6849
Document Number0000010830
Map ReferenceDOC 2002R0085982
Instrument DateApr 26, 2024
Instrument2024R0010830
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2905 TALAGA DR, ALGONQUIN, IL 60102-6849
InvestorPossibly a Property Investor

Mortgage

Document Number0000010831
DateMay 6, 2024
Instrument2024R0010831
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2054
Interest
Rate TypeFixed Rate
Rate6.62%
Change Frequency10 Years

Mortgage

Document Number0000010832
DateMay 6, 2024
Instrument2024R0010832
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2039
Interest
Rate TypeFixed Rate
Rate7.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$7,209.00$100,157 (+20.13%) Land $18,583 Building $81,574$300,471 (+20.13%) Land $55,749 Building $244,722
2022Homeowner's exemption$83,371 Land $14,925 Building $68,446$250,113 Land $44,775 Building $205,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: i3 Broadband.

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