2887 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2887 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 783 sqft · built 1928
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$178,900 (May 2025)
Tax Bill	$1,278 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-24-01-011.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-01-011.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	783 sqft Finished Area
Gross Area	902 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	98 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2887 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLDALE LAND CO W 40 1/2' 15-15 1/2-16 40'X 98'
Legal Subdivision	MILLDALE LAND CO
Legal Phase	16
Legal Lot Number	15,151
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2000
Census Tract	61400

Owner

Source: Kenton County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2887 MADISON AVE, COVINGTON, KY 41015-1172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 20, 2025	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Apr 2, 2021	Deed of Trust, Mortgage CITY OF COVINGTON
Feb 12, 2021	Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
Dec 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025 · Amount on Record
Deed Sale	May 20, 2025 · Amount on Record
Prior Sale	Jan 24, 2025 · Amount on Record
Deed Document Number	202536
Deed Book / Page	343 / 690
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	0000000050
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 20, 2025
Property Address	2887 MADISON AVE, COVINGTON, KY 41015-1172
Document Number	0005900036
Book / Page	KC 343 / 690
Instrument Date	May 16, 2025
Instrument	25052005900036
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 POINTE BENTON LN, COVINGTON, KY 41014-1100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2887 MADISON AVE, COVINGTON, KY 41015-1172

Mortgage

Document Number	0005900037
Date	May 20, 2025
Instrument	25052005900037

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2887 MADISON AVE, COVINGTON, KY 41015-1172
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900084
Date	Apr 2, 2021
Book Page	195/421
Instrument	21040205900084

Lender

Name	CITY OF COVINGTON
Type	Government Agency
Address	COVINGTON, KY 41011

Agreement

Amount	Amount Recorded
Term	58 Months
Due	Feb 3, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Feb 12, 2021
Property Address	2887 MADISON AVE, COVINGTON, KY 41015-1172
Document Number	0005900023
Book / Page	71 / 743
Map Reference	PG 174
Instrument Date	Feb 10, 2021
Instrument	21021205900023
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	ASSURE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2887 MADISON AVE, COVINGTON, KY 41015-1172

Mortgage

Document Number	0005900024
Date	Feb 12, 2021
Book Page	167/275
Instrument	21021205900024

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 23, 2019
Property Address	2887 MADISON AVE, COVINGTON, KY 41015-1172
Document Number	0000000050
Book / Page	0C6835 / 000337
Instrument Date	Dec 18, 2019
Instrument	50
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2887 MADISON AVE COVINGTON KY 410151172, COVINGTON, KY 41015-1172

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,278.00 (-0.54%)	$96,500 (-) Land $5,000 Building $91,500	$96,500 (-) Land $5,000 Building $91,500
2023	$1,285.00	$96,500 Land $5,000 Building $91,500	$96,500 Land $5,000 Building $91,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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