2867 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2867 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1924
Lot Size	0.072 acres (3,132 sqft)
Owner	Individual Name on Record
Last Sale	$39,000 (Jan 2021)
Tax Bill	$1,209 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-24-02-006.00`

Property Details

APN / Parcel Number

Primary APN	`055-24-02-006.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,440 sqft Finished Area
Gross Area	1,696 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,132 sqft (0.072 acres)
Lot Dimensions	69.6 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2867 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLDALE LAND CO PT LOTS 1-2 44.95'X 69.62' SS MADISON E BIRCH
Legal Subdivision	MILLDALE LAND CO
Legal Lot Number	1,2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2000
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2867 MADISON AVE, COVINGTON, KY 41015-1166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit L&N FCU
Jan 20, 2021	Quit Claim Deed, Transfer · Conventional Mortgage L&N FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Mar 2, 2020 · Amount on Record
Deed Document Number	20215900204
Deed Book / Page	67 / 396
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	0000000204
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2867 MADISON AVE, COVINGTON, KY 41015-1166
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900082
Date	Jan 11, 2022
Book Page	325/148
Instrument	22011105900082

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jan 20, 2021
Property Address	2867 MADISON AVE, COVINGTON, KY 41015-1166
Document Number	0000000204
Book / Page	000067 / 000396
Instrument Date	Dec 18, 2020
Instrument	204
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	BRIDGE TRUST TITLE GROUP, BRIDGE TR TITLE GRP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 SPARTA PIKE SPARTA KY 410868976, SPARTA, KY 41086-8976

Mortgage

Document Number	205
Date	Jan 20, 2021
Book Page	00M156/000556
Instrument	205

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,200 (+52.46%) Land $10,000 Building $129,200	$139,200 (+52.46%) Land $10,000 Building $129,200
2025	$1,209.00 (-0.58%)	$91,300 (-) Land $5,000 Building $86,300	$91,300 (-) Land $5,000 Building $86,300
2023	$1,216.00	$91,300 Land $5,000 Building $86,300	$91,300 Land $5,000 Building $86,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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