Washington County property record for 2886 River Lake Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,426 sqft · built 2008 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,941 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 000031400113 |
| Primary APN | 000031400113 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,426 sqft Heated Area |
| Gross Area | 3,636 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 196,020 sqft (4.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 730 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000031400113 |
|---|---|
| Street Address | 2886 RIVER LAKE DR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-5556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31 1 14 4.5 ORB 439 P 329 PARCEL 13 AS DESC IN ORB 439 P 329, ORB 905 P 253 |
| Legal Range | 14W |
| Legal Township | 01N |
| Legal Section | 31 |
| Legal Block | 3140 |
| Legal Lot Number | 0113 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1341 |
| Census Tract | 970301 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2886 RIVER LAKE DR, CHIPLEY, FL 32428-5556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2012 |
| Deed Sale | Jan 19, 2012 |
| Prior Sale | Apr 19, 2002 · Amount on Record |
| Deed Document Number | 201267000411 |
| Deed Book / Page | 0439 / 0329 |
| Record Updated | Jun 8, 2026 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,941.00 (+6.71%) Homeowner's exemption | $181,010 (+2.9%) | $290,081 (+11.9%) Land $29,835 Building $260,246 |
| 2024 | $1,819.00 (+2.42%) Homeowner's exemption | $175,909 (+3%) | $259,242 (+8%) Land $29,835 Building $229,407 |
| 2023 | $1,776.00 (+3.08%) Homeowner's exemption | $170,785 (+3%) | $240,035 (+8.01%) Land $29,835 Building $210,200 |
| 2022 | $1,723.00 Homeowner's exemption | $165,811 | $222,233 Land $29,835 Building $192,398 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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