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2882 River Lake Dr, Chipley, FL 32428 Property Records

Washington County property record for 2882 River Lake Dr, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,081 sqft · built 2000
Lot Size4.5 acres (196,020 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jun 2022)
Tax Bill$767 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jun 2022 Sale
+ 1 more
Flood ZoneZone A (high risk)
APN000031400115

Property Details

APN / Parcel Number

Primary APN000031400115
Alternative APN
  • 31400115

Interior

Full Baths2 Baths
Building Area1,081 sqft Heated Area
Gross Area1,593 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area196,020 sqft (4.5 acres)
PorchOpen Porch
Porch Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000031400115
Street Address2882 RIVER LAKE DR
CityCHIPLEY
StateFL
Zip32428-5556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description31 1 14 4.5 ORB 1244 P 133 PRCL 15 AS DESC IN ORB 1244 P 133 & ORB 1244 P 142
Legal Range14W
Legal Township01N
Legal Section31
Legal Block3140
Legal Lot Number0115
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1341
Census Tract970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2882 RIVER LAKE DR, CHIPLEY, FL 32428-5556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2022Warranty Deed, Transfer · Balloon Mortgage
SKINNER TAX CONSULTING INC
Jun 7, 2022Personal Representative Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 2, 2022Correction Deed
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2022 · Amount on Record
Deed SaleJun 7, 2022 · Amount on Record
Prior SaleJun 7, 2022 · Amount on Record
Deed Document Number202267005124
Deed Book / Page1244 / 133
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJun 7, 2022
Property Address2882 RIVER LAKE DR, CHIPLEY, FL 32428-5556
Document Number0067005124
Book / Page1244 / 133
Instrument DateMay 27, 2022
Instrument202267005124
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address48 HAVER FARM RD, CLINTON, NJ 08809-2600

Transferred To (Grantee/Buyer)

NameVerified Name
Address13123 E EMERALD COAST PKWY # B237, B237, ROSEMARY BEACH, FL 32461-9604

Mortgage

Document Number0000000144
DateJun 7, 2022
Instrument1244/144
Lender
NameSKINNER TAX CONSULTING INC
TypeNon-Lending Institution
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term60 Months
DueJun 1, 2027

June 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionWASHINGTON FL
Recording DateJun 7, 2022
Property Address2882 RIVER LAKE DR, CHIPLEY, FL 32428-5556
Document Number0067005125
Book / Page1244 / 142
Instrument DateMay 12, 2022
Instrument202267005125
Transaction TypeTransfer
Record UpdatedMay 21, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2049 AMBASSADOR CT, CHIPLEY, FL 32428-3014

Transferred To (Grantee/Buyer)

NameVerified Name
Address13123 E EMERALD COAST PKWY, ROSEMARY BEACH, FL 32461-9604

May 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionWASHINGTON FL
Recording DateMay 2, 2022
Property Address2882 RIVER LAKE DR, CHIPLEY, FL 32428-5556
Document Number0067003977
Book / Page1240 / 488
Instrument DateMar 16, 2022
Instrument202267003977
Record UpdatedSep 19, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3707 FLORIDA AVE, 3707, PANAMA CITY, FL 32405-3327

Transferred To (Grantee/Buyer)

NameVerified Name
Address2882 RIVER LAKE DR, CHIPLEY, FL 32428-5556

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$767.00 (+8.03%) Homeowner's exemption$96,267 (+2.9%)$178,116 (+8.36%) Land $35,100 Building $143,016
2024$710.00 (+3.65%) Homeowner's exemption$93,554 (+3%)$164,372 (+7.48%) Land $35,100 Building $129,272
2023$685.00 (-37.39%) Homeowner's exemption$90,829 (+7.6%)$152,936 (+81.17%) Land $35,100 Building $117,836
2022$1,094.00$84,414 Land $29,835 Building $54,579$84,414 Land $29,835 Building $54,579

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50
T-Mobile
Fixed Wireless		100 / 20

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