28855 S Koster Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 28855 S Koster Rd, Tracy, CA 95304

Property Summary

Property Type	Orchard (Fruit, Nut)
Details	2 bd · 1 ba · 756 sqft · built 1938
Lot Size	68.6 acres (2,990,394 sqft)
Owner	Company Name on Record
Last Sale	$2,059,500 (Mar 2017)
Tax Bill	$10,697 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-120-140-000`

Property Details

APN / Parcel Number

Primary APN	`255-120-140-000`
Alternative APN	`255-120-14`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	756 sqft Gross Area
1st Floor Area	756 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,990,394 sqft (68.6 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	255-120-14
Street Address	28855 S KOSTER RD
City	TRACY
State	CA
Zip	95304-9542
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Orchard (Fruit, Nut)
Local Zoning Code	AG40
Legal Description	80-FORM 255-120-06 & PT TO RD 79076409
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1005
Census Tract	5503

Owner

Source: San Joaquin County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 565, RIPON, CA 95366-0565
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT LEASING SERVICES CORPORATION
May 14, 2020	Grant Deed, Transfer · Commercial Mortgage TREYNOR STATE BANK
Mar 15, 2017	Grant Deed, Transfer CHEMANOOR V & BERNADETTE ZACHARIAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2017 · Amount on Record
Deed Sale	Mar 15, 2017 · Amount on Record
Deed Document Number	201729537
Last Transfer Date	Jul 20, 2021
Transfer Doc	0000125430
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	28855 S KOSTER RD, TRACY, CA 95304-9542
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118337
Date	Oct 13, 2022
Instrument	2022-118337

Lender

Name	FARM CREDIT LEASING SERVICES CORPORATION
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 14, 2020
Property Address	28855 S KOSTER RD, TRACY, CA 95304-9542
Document Number	0000056937
Instrument Date	Mar 19, 2020
Instrument	2020-056937
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28855 S KOSTER RD, TRACY, CA 95304-9542

Mortgage

Document Number	0000056938
Date	May 14, 2020
Instrument	2020-056938

Lender

Name	TREYNOR STATE BANK
Type	Bank
Address	TREYNOR, IA 51575

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 15, 2017
Property Address	28855 S KOSTER RD, TRACY, CA 95304-9542
Document Number	0000029537
Instrument Date	Mar 8, 2017
Instrument	29537
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,265.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 IRONBARK CT ORINDA CA 945632424, ORINDA, CA 94563-2424

Mortgage

Document Number	29538
Date	Mar 15, 2017
Instrument	29538

Lender

Name	CHEMANOOR V & BERNADETTE ZACHARIAN
Address	3031 W MARCH LN, STOCKTON, CA 95219-6500

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	New Jerusalem Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,697.00 (-3.26%)	$964,063 (-4.43%) Land $582,008 Building $382,055
2023	$11,057.00 (+33.22%)	$1,008,774 Land $578,820 Building $429,954
2022	$8,300.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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