29440 S Koster Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 29440 S Koster Rd, Tracy, CA 95304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,912 sqft · built 1947
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on Record
Last Sale$689,000 (Oct 2018)
Tax Bill$6,397 (2025)
Deeds & MortgagesJan 2023 Mortgage
Apr 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN255-270-270-000

Property Details

APN / Parcel Number

Primary APN255-270-270-000
Alternative APN
  • 255-270-27

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,912 sqft Living Area
1st Floor Area1,912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1987
Architectural StyleL-Shape
Construction TypeWood
Lot Area87,120 sqft (2 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number255-270-27
Street Address29440 S KOSTER RD
CityTRACY
StateCA
Zip95304-9542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG40
Legal Description88 LAND SIZE UPDATED SUR 29-132
Legal Block1
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1010
Census Tract5503

Owner

Source: San Joaquin County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address29440 S KOSTER RD, TRACY, CA 95304-9542
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Aug 5, 2021Intrafamily Transfer, Transfer
Jun 9, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 25, 2018Grant Deed, Transfer
LOANDEPOT.COM LLC
Apr 27, 2018Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2018 · Amount on Record
Deed SaleOct 25, 2018 · Amount on Record
Prior SaleApr 27, 2018 · Amount on Record
Deed Document Number2018118174
Last Transfer DateAug 2, 2021
Transfer Doc0000130977
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address29440 S KOSTER RD, TRACY, CA 95304-9542
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyDOMA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address29440 S KOSTER RD, TRACY, CA 95304-9542

Mortgage

Document Number0000001076
DateJan 5, 2023
Instrument2023-001076
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term330 Months
DueJul 1, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address29440 S KOSTER RD, TRACY, CA 95304-9542
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046127
DateApr 16, 2020
Instrument2020-046127
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateAug 5, 2021
Property Address29440 S KOSTER RD, TRACY, CA 95304-9542
Document Number0000130977
Instrument DateAug 2, 2021
Instrument2021-130977
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address29440 S KOSTER RD, TRACY, CA 95304-9542

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateJun 9, 2020
Property Address29440 S KOSTER RD, TRACY, CA 95304-9542
Document Number0000067320
Instrument DateJun 3, 2020
Instrument2020-067320
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address29440 S KOSTER RD, TRACY, CA 95304-9542

Mortgage

Document Number0000067321
DateJun 9, 2020
Instrument2020-067321
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 25, 2018
Property Address29440 S KOSTER RD, TRACY, CA 95304-9542
Document Number0000118174
Instrument DateOct 22, 2018
Instrument118174
Transaction TypeTransfer
Record UpdatedNov 8, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$757.90
Amount AccuracyFull Value

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address29440 S KOSTER RD TRACY CA 953049542, TRACY, CA 95304-9542

Mortgage

Document Number118175
DateOct 25, 2018
Instrument118175
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, VT 92610
Agreement
AmountAmount Recorded
Term360 Months
DueOct 24, 2048

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 27, 2018
Property Address29440 S KOSTER RD, TRACY, CA 95304-9542
Document Number0000046340
Instrument DateApr 10, 2018
Instrument2018-046340
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address29440 S KOSTER RD, TRACY, CA 95304-9542

Mortgage

Document Number0000046341
DateApr 27, 2018
Instrument2018-046341
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictNew Jerusalem Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,397.00 (+3.65%) Veteran's exemption$778,328 (+4.04%) Land $329,075 Building $449,253
2023$6,172.00 (+2%) Disabled Person's exemption Veteran's exemption$748,107 Land $316,298 Building $431,809$850,500
2022$6,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ezWave
Fixed Wireless
1,000 / 200
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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