Orange County property record for 28851 Olive Dr, Silverado, CA 92676
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 992 sqft · built 1973 |
| Lot Size | 0.177 acres (7,695 sqft) |
| Owner | Individual Name on File |
| Last Sale | $411,000 (Dec 2014) |
| Tax Bill | $3,605 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-122-53 |
| Primary APN | 105-122-53 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 992 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 7,695 sqft (0.177 acres) |
| Street Address | 28851 OLIVE DR |
|---|---|
| City | SILVERADO |
| State | CA |
| Zip | 92676-9860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 997 BLK LOT 22 TRACT NO 997 POR OF LOT 22 AND POR IN S1/2 SE1/4 |
| Legal Tract | 997 |
| Legal Lot Number | 22 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SILVERADO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 32011 |
Source: Orange County assessment roll, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 664, SILVERADO, CA 92676-0664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2017 | Deed of Trust, Mortgage · ARM BROKER SOLUTIONS INC |
| Oct 5, 2018 | Deed of Trust, Mortgage · ARM BROKER SOLUTIONS INC |
| May 26, 2021 | Intrafamily Transfer, Transfer ORABGE COAST TITLE, ORANGE COAST TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 5, 2014 · Amount on Record |
| Deed Sale | Dec 5, 2014 · Amount on Record |
| Prior Sale | Oct 25, 2001 · Amount on Record |
| Deed Document Number | 2014526419 |
| Last Transfer Date | Aug 3, 2020 |
| Transfer Doc | 0000415983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 28851 OLIVE DR, SILVERADO, CA 92676 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000221528 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 2017000221528 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 28851 OLIVE DR, SILVERADO, CA 92676 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000364691 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 2018000364691 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 26, 2021 |
| Property Address | 28851 OLIVE DR, SILVERADO, CA 92676 |
| Document Number | 0000346940 |
| Map Reference | MB 33 PG 22 |
| Instrument Date | May 18, 2020 |
| Instrument | 2021000346940 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 664, SILVERADO, CA 92676-0664 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Orange Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $347,108 (+2%) Land $287,039 Building $60,069 | |
| 2025 | $3,605.00 (+2.47%) Homeowner's exemption | $340,302 (+4.04%) Land $281,410 Building $58,892 |
| 2024 | $3,518.00 (+3.5%) | |
| 2023 | $3,399.00 (+1.95%) Homeowner's exemption | $327,089 Land $270,483 Building $56,606 |
| 2022 | $3,334.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 65 (1978–2024) |
| Claims Outside the SFHA | 22 of 65 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.8% of the US · above 88% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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