Orange County property record for 28915 Olive Dr, Silverado, CA 92676
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,110 sqft · built 1941 |
| Lot Size | 0.201 acres (8,750 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,758 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-122-37 |
| Primary APN | 105-122-37 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,110 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,750 sqft (0.201 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 28915 OLIVE DR |
|---|---|
| City | SILVERADO |
| State | CA |
| Zip | 92676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 997 BLK LOT 15 TR 997 LOT 15 ALL -EX ELY 38.41 FT-(AND ALL -EX |
| Legal Tract | 997 |
| Legal Lot Number | 15 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SILVERADO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 32011 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 472, SILVERADO, CA 92676-0472 |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MICHAEL A & CYNTHIA G BLACK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 20, 2014 |
| Transfer Doc | 0000207897 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 28915 OLIVE DR, SILVERADO, CA 92676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 472, SILVERADO, CA 92676-0472 |
| Document Number | 0000472552 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 2020000472552 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 28915 OLIVE DR, SILVERADO, CA 92676 |
| Document Number | 0000441185 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 28915 OLIVE DR SILVERADO CA 92676, SILVERADO, CA 92676 |
| Document Number | 0000441185 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 441185 |
| Name | MICHAEL A & CYNTHIA G BLACK |
|---|---|
| Address | 28851 OLIVE DR SILVERADO, SILVERADO, CA 92676 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Orange Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $258,384 (+2%) Land $222,678 Building $35,706 | |
| 2025 | $2,758.00 (+5.19%) | $253,318 (+4.04%) Land $218,312 Building $35,006 |
| 2023 | $2,622.00 (+2.26%) | $243,482 Land $209,834 Building $33,648 |
| 2022 | $2,564.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 65 (1978–2024) |
| Claims Outside the SFHA | 22 of 65 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.8% of the US · above 88% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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