2885 Rosebay Ct, Cedar Rapids, IA 52411 Property Records

Linn County property record for 2885 Rosebay Ct, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,106 sqft · built 2006
Lot Size	0.621 acres (27,042 sqft)
Owner	2 Individual Names on Record
Last Sale	$394,000 (Jan 2007)
Tax Bill	$7,078 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11203-01026-00000`

Property Details

APN / Parcel Number

Primary APN	`11203-01026-00000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
1st Floor Area	2,106 sqft
Basement Area	2,106 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,042 sqft (0.621 acres)
Garage Type	Attached
Garage Area	763 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	313 sqft
Deck Area	178 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2885 ROSEBAY CT
City	CEDAR RAPIDS
State	IA
Zip	52411-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDFLOWER 1ST LOT 22
Legal Range	7W
Legal Township	84N
Legal Section	20
Legal Subdivision	WILDFLOWER 1ST
Legal Lot Number	22
Jurisdiction	LINN IA
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2019
Census Tract	210

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2885 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HILLS BK&TR
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2007 · Amount on Record
Deed Sale	Jan 16, 2007 · Amount on Record
Deed Document Number	200737920
Deed Book / Page	6572 / 163
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	2885 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701
Document Number	0108830599
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2885 ROSEBAY CT CEDAR RAPIDS IA 524114701, CEDAR RAPIDS, IA 52411-4701

Mortgage

Document Number	0108830599
Date	Jan 6, 2021
Book Page	010883/000599

Lender

Name	HILLS BK&TR
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	2885 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701
Document Number	0105200251
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2885 ROSEBAY CT CEDAR RAPIDS IA 524114701, CEDAR RAPIDS, IA 52411-4701

Mortgage

Document Number	0105200251
Date	Dec 4, 2019
Book Page	010520/000251

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 3, 2029

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Robins City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,300 (-) Land $76,500 Building $426,800	$503,300 (-) Land $76,500 Building $426,800
2025	$7,078.00	$503,300 (+3.24%) Land $76,500 Building $426,800	$503,300 (+3.24%) Land $76,500 Building $426,800
2024	$7,078.00 (+15.77%)
2023		$487,500 Land $76,500 Building $411,000	$487,500 Land $76,500 Building $411,000
2022	$6,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, GigFire, Mediacom Xtream, T-Mobile.

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