2850 Rosebay Ct, Cedar Rapids, IA 52411 Property Records

Linn County property record for 2850 Rosebay Ct, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,071 sqft · built 2006
Lot Size	0.334 acres (14,527 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Feb 2023)
Tax Bill	$7,052 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11203-01028-00000`

Property Details

APN / Parcel Number

Primary APN	`11203-01028-00000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,071 sqft Living Area
1st Floor Area	2,071 sqft
Basement Area	2,071 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,527 sqft (0.334 acres)
Garage Type	Attached
Garage Area	809 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	78 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2850 ROSEBAY CT
City	CEDAR RAPIDS
State	IA
Zip	52411-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDFLOWER 1ST LOT 23
Legal Range	7W
Legal Township	84N
Legal Section	20
Legal Subdivision	WILDFLOWER 1ST
Legal Lot Number	23
Jurisdiction	LINN IA
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2019
Census Tract	210

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	622 GINGER CAKE RD, FAYETTEVILLE, GA 30214-1044
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Warranty Deed, Transfer · Conventional Mortgage OHNWARD BANK & TRUST CO
Feb 15, 2017	Deed of Trust, Mortgage · Line of Credit BANKERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Prior Sale	Oct 16, 2006 · Amount on Record
Deed Book / Page	11521 / 17194
Prior Transfer Date	Sep 7, 2022
Prior Transfer Doc	1145000647
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Feb 23, 2023
Property Address	2850 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701
Document Number	1152117194
Book / Page	11521 / 17194
Instrument Date	Feb 10, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2850 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701

Mortgage

Document Number	1152117196
Date	Feb 23, 2023
Instrument	11521/17196

Lender

Name	OHNWARD BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	10.1%
Index	1-Year T-Bill
Margin	3
Max Rate	15.1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	2850 ROSEBAY CT, CEDAR RAPIDS, IA 52411-4701
Document Number	0097900391
Book / Page	009790 / 000391
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3669 DANIELLE CT NE NORTH LIBERTY IA 523179215, NORTH LIBERTY, IA 52317-9215

Mortgage

Document Number	0097900391
Date	Mar 21, 2017
Book Page	009790/000391

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50304-0897

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 20, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Robins City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,300 (-) Land $64,900 Building $427,400	$492,300 (-) Land $64,900 Building $427,400
2025	$7,052.00	$492,300 (+3.53%) Land $64,900 Building $427,400	$492,300 (+3.53%) Land $64,900 Building $427,400
2024	$7,052.00 (+15.87%)
2023		$475,500 Land $64,900 Building $410,600	$475,500 Land $64,900 Building $410,600
2022	$6,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, GigFire, Mediacom Xtream, T-Mobile.

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